Oakland County property record for 978 Eugene Dr, Oxford, MI 48371 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,118 sqft · built 1968 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,500 (Aug 1999) |
| Tax Bill | $1,245 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P-04-28-201-018 |
| Primary APN | P-04-28-201-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Game Room | Game Room |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 501 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 208 sqft |
| Patio Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 978 EUGENE DR |
|---|---|
| City | OXFORD |
| State | MI |
| Zip | 48371-4732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T5N, R10E, SEC 28 WOODLAND MANOR SUB LOT 46 |
| Legal Range | 10E |
| Legal Township | 05N |
| Legal Section | 28 |
| Legal Subdivision | WOODLAND MANOR SUB |
| Legal Lot Number | 46 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OXFORD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 121700 |
Source: Oakland County records · APN P-04-28-201-018
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 978 EUGENE DR, OXFORD, MI 48371-4732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Jun 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jun 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jan 07, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 1999 · Amount on Record |
| Deed Sale | Aug 24, 1999 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 978 EUGENE DR, OXFORD, MI 48371-4732 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 978 EUGENE DR, OXFORD, MI 48371-4732 |
| Document Number | 0000215396 |
|---|---|
| Date | Sep 07, 2021 |
| Book Page | 56808/741 |
| Instrument | 215396 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 978 EUGENE DR, OXFORD, MI 48371-4732 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 978 EUGENE DR, OXFORD, MI 48371-4732 |
| Document Number | 0000400150 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 57870/393 |
| Instrument | 400150 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 02, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 978 EUGENE DR, OXFORD, MI 48371-4732 |
| Document Number | 0000117915 |
| Instrument Date | Jun 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 978 EUGENE DR OXFORD MI 483714732, OXFORD, MI 48371-4732 |
| Document Number | 0000117915 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 054372/000305 |
| Instrument | 117915 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 978 EUGENE DR, OXFORD, MI 48371-4732 |
| Document Number | 0000105628 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 978 EUGENE DR OXFORD MI 483714732, OXFORD, MI 48371-4732 |
| Document Number | 0000105628 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 052987/000806 |
| Instrument | 105628 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 978 EUGENE DR, OXFORD, MI 48371-4732 |
| Document Number | 0000009274 |
| Book / Page | 050289 / 000064 |
| Instrument Date | Jan 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 978 EUGENE DR OXFORD MI 483714732, OXFORD, MI 48371-4732 |
| Document Number | 0000009274 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 050289/000064 |
| Instrument | 9274 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2047 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oxford Charter Township |
| Unified School District | Oxford Area Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,245.00 (-37.44%) Homeowner's exemption | $112,890 (+20.42%) | $225,780 (+20.42%) |
| 2024 | $1,990.00 (+16.51%) | ||
| 2023 | $93,750 | $187,500 | |
| 2021 | $1,708.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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