1026 E Talley St, Garrett, IN 46738 Property Records

DeKalb County property record for 1026 E Talley St, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,468 sqft · built 2015
Lot Size	3.43 acres (149,411 sqft)
Owner	Individual Name on Record
Tax Bill	$4,304 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-03-252-007.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-03-252-007.000-013`
Alternative APN	`260903252007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,468 sqft Living Area
1st Floor Area	2,468 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft
Family Room	Family Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Material	Asphalt
Lot Area	149,411 sqft (3.43 acres)
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	260903252007
Street Address	1026 E TALLEY ST
City	GARRETT
State	IN
Zip	46738-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G&C TALLEY ESTATES SIMPLE SUBDIVISION SECONDARY PLAT LOT 2 ACRES 3.43
Legal Subdivision	G & C TALLEY ESTATES
Legal Lot Number	2
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	4
Census Block	4010
Census Tract	20602

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1026 E TALLEY ST, GARRETT, IN 46738-1728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit BEACON CU
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BEACON CU
Aug 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2017
Deed Sale	Aug 15, 2017
Prior Sale	Jul 1, 2015
Deed Document Number	20174411
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1026 E TALLEY ST, GARRETT, IN 46738-1728
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205614
Date	Sep 6, 2022
Instrument	202205614

Lender

Name	BEACON CU
Type	Credit Union
Address	WABASH, IN 46992

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1026 E TALLEY ST, GARRETT, IN 46738-1728
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101186
Date	Feb 17, 2021
Instrument	202101186

Lender

Name	BEACON CU
Type	Credit Union
Address	WABASH, IN 46992

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Aug 15, 2017
Property Address	1026 E TALLEY ST, GARRETT, IN 46738-1728
Document Number	0201704411
Map Reference	DOC201702461
Instrument Date	Aug 12, 2017
Instrument	201704411
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S COWEN ST, GARRETT, IN 46738-1408

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,304.00 (+4.92%)	$444,100 (+12.6%) Land $55,400 Building $388,700	$444,100 (+12.6%) Land $55,400 Building $388,700
2024	$4,102.00 (+0.02%)	$394,400 (-1.87%) Land $48,200 Building $346,200	$394,400 (-1.87%) Land $48,200 Building $346,200
2023	$4,101.00 (+14.11%)	$401,900 (+17.24%) Land $48,200 Building $353,700	$401,900 (+17.24%) Land $48,200 Building $353,700
2022	$3,594.00 Homeowner's exemption	$342,800 Land $42,400 Building $300,400	$342,800 Land $42,400 Building $300,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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