1015 E Talley St, Garrett, IN 46738 Property Records

DeKalb County property record for 1015 E Talley St, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,296 sqft · built 1973
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$118,800 (Oct 2020)
Tax Bill	$1,479 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-03-253-010.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-03-253-010.000-013`
Alternative APN	`260903253010`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	452 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	260903253010
Street Address	1015 E TALLEY ST
City	GARRETT
State	IN
Zip	46738-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 (E 50 FT TRACT 25 & W 30 FT TRACT 26) SECTION 3 TWP 33 RANGE 12 ACRES 0.3200
Legal Tract	25
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	4
Census Block	4051
Census Tract	20602

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 E TALLEY ST, GARRETT, IN 46738-1727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 17, 2017	Intrafamily Transfer, Transfer · FHA Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Aug 17, 2017 · Amount on Record
Deed Document Number	20206483
Prior Transfer Date	Aug 23, 2020
Prior Transfer Doc	202006483
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1015 E TALLEY ST, GARRETT, IN 46738-1727
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400789
Date	Feb 14, 2024
Instrument	202400789

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1015 E TALLEY ST, GARRETT, IN 46738-1727
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 E TALLEY ST, GARRETT, IN 46738-1727

Mortgage

Document Number	202102707
Date	Apr 14, 2021
Instrument	202102707

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Oct 13, 2020
Property Address	1015 E TALLEY ST, GARRETT, IN 46738-1727
Document Number	202006483
Instrument Date	Aug 23, 2020
Instrument	202006483
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 E TALLEY ST, GARRETT, IN 46738-1727

Mortgage

Document Number	202006484
Date	Oct 13, 2020
Instrument	202006484

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	307 Months
Due	May 1, 2046

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Aug 17, 2017
Property Address	1015 E TALLEY ST, GARRETT, IN 46738-1727
Document Number	201704468
Instrument Date	Oct 4, 2016
Instrument	201704468
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1015 E TALLEY ST, GARRETT, IN 46738-1727

Mortgage

Document Number	201704469
Date	Aug 17, 2017
Instrument	201704469

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,479.00 (+18.99%)	$188,800 (+22.2%) Land $45,400 Building $143,400	$188,800 (+22.2%) Land $45,400 Building $143,400
2024	$1,243.00 (+6.6%)	$154,500 (+1.85%) Land $36,400 Building $118,100	$154,500 (+1.85%) Land $36,400 Building $118,100
2023	$1,166.00 (-2.1%)	$151,700 (+19.35%) Land $33,200 Building $118,500	$151,700 (+19.35%) Land $33,200 Building $118,500
2022	$1,191.00	$127,100 Land $27,300 Building $99,800	$127,100 Land $27,300 Building $99,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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