1026 E 550 N, Peru, IN 46970 Property Records

Miami County property record for 1026 E 550 N, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,613 sqft · built 1916
Lot Size	0.697 acres (30,361 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,650 (Dec 2021)
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-05-26-200-003.001-019`

Property Details

APN / Parcel Number

Primary APN	`52-05-26-200-003.001-019`
Alternative APN	`00381397017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,613 sqft Living Area
1st Floor Area	2,613 sqft
Basement Area	1,296 sqft
Finished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1956
Construction Type	Wood
Roof Material	Asphalt
Lot Area	30,361 sqft (0.697 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,632 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00381397017
Street Address	1026 E 550 N
City	PERU
State	IN
Zip	46970-8924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 26-28-4 .697 ACRES 35 256 00201
Jurisdiction	MIAMI IN
Township / Civil Division	RICHLAND
Census Block Group	5
Census Block	5042
Census Tract	952000

Owner

Source: Miami County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1026 E 550 N, PERU, IN 46970-8924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	2021525859
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	1026 E 550 N, PERU, IN 46970-8924
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 E 550 N, PERU, IN 46970-8924

Mortgage

Document Number	20250524957
Date	Dec 10, 2025
Instrument	20250524957

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Dec 6, 2021
Property Address	1026 E 550 N, PERU, IN 46970-8924
Document Number	20210525859
Instrument Date	Dec 3, 2021
Instrument	20210525859
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 E 550 N, PERU, IN 46970-8924

Mortgage

Document Number	20210525860
Date	Dec 6, 2021
Instrument	20210525860

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Richland Township
Unified School District	North Miami Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,579.00 (+27.03%) Homeowner's exemption	$253,100 (+33.42%) Land $16,600 Building $236,500	$253,100 (+33.42%) Land $16,600 Building $236,500
2024	$1,243.00 (+5.88%)
2023	$1,174.00 (+38.93%)	$189,700 Land $16,600 Building $173,100	$189,700 Land $16,600 Building $173,100
2022	$845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyewaves Fixed Wireless	100 / 100

May also be available: Brightspeed, RTC Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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