1026 E 14th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1026 E 14th St, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,059 sqft · built 2021
Lot Size	0.148 acres (6,463 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jan 2022)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`146P F 016`

Property Details

APN / Parcel Number

Primary APN	`146P F 016`
Alternative APN	`0000077726`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,059 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,463 sqft (0.148 acres)
Lot Dimensions	132 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077726
Street Address	1026 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PT LTS 347 348 ORANGE GROVE PB3 PG39
Legal Subdivision	ORANGE GROVE
Legal Lot Number	347-348
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1040
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9122 PLEASANT LN, OOLTEWAH, TN 37363-9217
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Feb 17, 2021	Quit Claim Deed, Transfer · Line of Credit SYMPLYBANK
Sep 8, 2020	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC
Aug 11, 2020	Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2022 · Amount on File
Deed Sale	Jan 12, 2022 · Amount on File
Prior Sale	Dec 21, 2021 · Amount on File
Deed Document Number	2022280
Deed Book / Page	12808 / 551
Prior Transfer Date	Feb 17, 2009
Prior Transfer Doc	0000000222
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 12, 2022
Property Address	1026 E 14TH ST, CHATTANOOGA, TN 37408-1507
Document Number	0000000280
Book / Page	12808 / 551
Map Reference	MB 3 PG 39
Instrument Date	Dec 30, 2021
Instrument	2022011200280
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,794.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9122 PLEASANT LN, OOLTEWAH, TN 37363-9217

Mortgage

Document Number	0012808554
Date	Jan 12, 2022
Instrument	12808/554

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 17, 2021
Property Address	1026 E 14TH ST, CHATTANOOGA, TN 37408-1507
Document Number	0000000155
Book / Page	12358 / 493
Map Reference	MB 6 PG 13
Instrument Date	Feb 12, 2021
Instrument	2021021700155
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 LONG ST, CHATTANOOGA, TN 37408-1739

Mortgage

Document Number	0012358497
Date	Feb 17, 2021
Instrument	12358/497

Lender

Name	SYMPLYBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 8, 2020
Property Address	1026 E 14TH ST, CHATTANOOGA, TN 37408-1507
Document Number	0908000237
Book / Page	012143 / 000106
Instrument Date	Sep 4, 2020
Instrument	200908000237
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount on Record
Tax	$215.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1717 LONG ST CHATTANOOGA TN 374081739, CHATTANOOGA, TN 37408-1739

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 11, 2020
Property Address	1026 E 14TH ST, CHATTANOOGA, TN 37408-1507
Document Number	0811000004
Book / Page	012107 / 000974
Instrument Date	Aug 10, 2020
Instrument	200811000004
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount on Record
Tax	$74.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 SPEARS AVE CHATTANOOGA TN 374053847, CHATTANOOGA, TN 37405-3847

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,709.00 (-6.36%)	$112,775 (+38.2%)	$451,100 (+38.2%) Land $60,000 Building $391,100
2024	$1,825.00	$81,600 (-)	$326,400 (-) Land $30,000 Building $296,400
2023	$1,825.00	$81,600 (-)	$326,400 (-) Land $30,000 Building $296,400
2022	$1,825.00	$81,600	$326,400 Land $30,000 Building $296,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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