1020 E 14th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1020 E 14th St, Chattanooga, TN 37408

Property Summary

Property Type	Vacant Land
Lot Size	0.273 acres (11,925 sqft)
Owner	Company Name on Record
Last Sale	$7,500,000 (Feb 2022)
Tax Bill	$295 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146P F 014`

Property Details

APN / Parcel Number

Primary APN	`146P F 014`

Exterior

Lot Area	11,925 sqft (0.273 acres)
Lot Dimensions	132 ft deep x 90 ft wide

Location & Zoning

Street Address	1020 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1507
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R3
Legal Description	LTS 350 351 ORANGE GROVE PB 3 PG 39
Legal Subdivision	ORANGE GROVE
Legal Lot Number	350,351 351
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1040
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	201 W MAIN ST STE 105, 105, CHATTANOOGA, TN 37408-1175
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage CBT MANUFACTURING COMPANY INC
Feb 22, 2022	Warranty Deed, Transfer · Commercial Mortgage CAPSTAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	2022022200184
Deed Book / Page	12854 / 842
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1020 E 14TH ST, CHATTANOOGA, TN 37408-1507
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000186
Date	Feb 22, 2022
Book Page	12854/871
Instrument	2022022200186

Lender

Name	CBT MANUFACTURING COMPANY INC
Type	Non-Lending Institution
Address	ATLANTA, GA 30328

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 22, 2022
Property Address	1020 E 14TH ST, CHATTANOOGA, TN 37408-1507
Document Number	0000000184
Book / Page	12854 / 842
Map Reference	MB 3 PG 39
Instrument Date	Feb 14, 2022
Instrument	2022022200184
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY AND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 W MAIN ST STE 105, 105, CHATTANOOGA, TN 37408-1175

Mortgage

Document Number	0000000185
Date	Feb 22, 2022
Book Page	12854/848
Instrument	2022022200185

Lender

Name	CAPSTAR BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$295.00 (+120.15%)	$19,500 (+225%)	$78,000 (+225%) Land $78,000
2024	$134.00	$6,000 (-)	$24,000 (-) Land $24,000
2023	$134.00	$6,000 (-)	$24,000 (-) Land $24,000
2022	$134.00	$6,000	$24,000 Land $24,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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