Kane County property record for 1020 Cedar Ave, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,240 sqft Living Area |
| Lot Size | 6,485 sqft (0.149 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2012) |
| Tax Bill | $6,426.00 (2025) |
| Primary APN | 06-12-134-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 2,000 sqft Gross Area |
| Basement Area | 760 sqft Basement |
| Stories | 5 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame Construction |
| Lot Area | 6,485 sqft (0.149 acres) |
| Depth X Width | 130 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 1020 CEDAR AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2946 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R N BOTSFORDS ADDN LOT 10 BLOCK 6 |
| Legal Subdivision | R N BOTSFORDS ADDN |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 6 |
| Census Block | 6010 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-134-025
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 CEDAR AVE, ELGIN, IL 60120-2946 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 04, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage KANE COUNTY TEACHERS CU |
| Oct 19, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2012 · Amount on Record |
| Deed Sale | Sep 04, 2012 · Amount on Record |
| Deed Doc Number | 201258974 |
| Last Transfer Date | Oct 09, 2020 |
| Transfer Doc | 0000062315 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1020 CEDAR AVE, ELGIN, IL 60120-2946 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012450 |
|---|---|
| Date | Mar 04, 2022 |
| Instrument | 2022K012450 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 04, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 19, 2020 |
| Property Address | 1020 CEDAR AVE, ELGIN, IL 60120-2946 |
| Document Number | 0000062315 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 2020K062315 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1020 CEDAR AVE, ELGIN, IL 60120-2946 |
| Document Number | 0000062316 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020K062316 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,426.00 (+15.83%) Homeowner's exemption | ||
| 2024 | $84,962 (+21.4%) Land $15,342 Building $69,620 | $254,988 (+21.44%) Land $46,044 Building $208,944 | |
| 2022 | $5,548.00 (+4.64%) Homeowner's exemption | $69,988 (+6.96%) Land $12,638 Building $57,350 | $209,964 (+6.96%) Land $37,914 Building $172,050 |
| 2021 | $5,302.00 Homeowner's exemption | $65,434 Land $11,816 Building $53,618 | $196,302 Land $35,448 Building $160,854 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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