10259 Stark St, Temperance, MI 48182 Property Records

Monroe County property record for 10259 Stark St, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1973
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Mar 2020)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-012-023-30`

Property Details

APN / Parcel Number

Primary APN	`15-012-023-30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,686 sqft Living Area
1st Floor Area	1,686 sqft
Basement Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	19,602 sqft (0.45 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10259 STARK ST
City	TEMPERANCE
State	MI
Zip	48182-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	* SEC 12 T8S R6E .45 AC COM AT A PT LOC 190.6 FT S 89 DEG 39' E & 383.94 FT N 0 DEG 21' E FR SW COR OF SE 1/4 OF NE 1/4 OF
Legal Range	06E
Legal Township	08S
Legal Section	12
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	1
Census Block	1033
Census Tract	833000

Owner

10259 Stark St is owned and occupied by an individual who bought it in March 2020.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	10259 STARK ST, TEMPERANCE, MI 48182-9707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 11, 2020	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on File
Deed Sale	Mar 11, 2020 · Amount on File
Prior Sale	Jan 12, 1999 · Amount on File
Deed Document Number	20204896
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	10259 STARK ST, TEMPERANCE, MI 48182-9707
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10259 STARK ST, TEMPERANCE, MI 48182-9707

Mortgage

Document Number	2021R17723
Date	Jul 7, 2021
Instrument	2021R17723

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Mar 11, 2020
Property Address	10259 STARK ST, TEMPERANCE, MI 48182-9707
Document Number	2020R04896
Instrument Date	Mar 2, 2020
Instrument	2020R04896
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10259 STARK ST, TEMPERANCE, MI 48182-9707

Mortgage

Document Number	2020R04897
Date	Mar 11, 2020
Instrument	2020R04897

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10259 Stark St was $2,480 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,500 Land $107,500	$215,000 Land $215,000
2025	$2,480.00 Homeowner's exemption
2023	$2,184.00 Homeowner's exemption	$86,200	$172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10259 Stark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10259 Stark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stark St

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