Monroe County property record for 10245 Stark St, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,028 sqft · built 1999 |
| Lot Size | 0.777 acres (33,846 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,401 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-012-009-10 |
| Primary APN | 15-012-009-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 2,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Lot Area | 33,846 sqft (0.777 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 10245 STARK ST |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | PER OWNER SEC 12 T8S R6E .777 AC COM AT E 1/4 COR OF SEC 12 TH N 89 DEG 39'00"W 1079.56 FT; TH N 0 DEG 21' 0" E 234.23 FT TO |
| Legal Range | 06E |
| Legal Township | 08S |
| Legal Section | 12 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | WHITEFORD |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 833000 |
10245 Stark St is owner-occupied and held in a trust since December 2014.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10245 STARK ST, TEMPERANCE, MI 48182-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 5, 2014 |
| Transfer Doc | 0000023044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 10245 STARK ST, TEMPERANCE, MI 48182-9707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017132 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 2017R17132 |
| Name | FIFTH THIRD BANK NORTHWESTERN OHIO |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 10245 Stark St was $3,401 with a homeowner's exemption, up 3.9% from the year before.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Whiteford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,300 Land $178,300 | $356,600 Land $356,600 | |
| 2025 | $3,401.00 (+3.88%) Homeowner's exemption | ||
| 2024 | $3,274.00 (+9.5%) | ||
| 2023 | $2,990.00 Homeowner's exemption | $140,300 | $280,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10245 Stark St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10245 Stark St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,500 / 2,500 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G (outdoors only) and 4G LTE
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