10250 Dolphin Rd, Cutler Bay (Miami), FL 33157 Property Records

Miami-Dade County property record for 10250 Dolphin Rd, Cutler Bay, FL 33157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,270 sqft · built 1959
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Sep 2023)
Tax Bill	$7,340 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone AH (high risk)
APN	`36-6005-007-0210`

Property Details

APN / Parcel Number

Primary APN	`36-6005-007-0210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,270 sqft Living Area
Gross Area	1,615 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Exterior Amenities

Porch	Porch
Porch Area	57 sqft
Patio Area	540 sqft
Fence	Fence

Location & Zoning

Street Address	10250 DOLPHIN RD
City	CUTLER BAY
State	FL
Zip	33157-8541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100:SINGLE FAM,GENERAL
Legal Description	5 56 40 BEL-AIRE SEC 2 PB 65-132 LOT 9 BLK 14 LOT SIZE 80.000 X 125 OR 16258-1352 0294 4 F/A/U 30-6005-007-0210
Legal Range	40
Legal Township	56
Legal Section	05
Legal Subdivision	BEL-AIRE SEC 2
Legal Block	14
Legal Lot Number	9
Jurisdiction	DADE FL
Township / Civil Division	PRINCETON-GOULDS
Census Block Group	2
Census Block	2005
Census Tract	10623

Owner

Source: Miami-Dade County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10250 DOLPHIN RD, CUTLER BAY, FL 33157-8541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Aug 15, 2016 · Amount on Record
Deed Document Number	2023R0656474
Deed Book / Page	33885 / 1545
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Sep 18, 2023
Property Address	10250 DOLPHIN RD, CUTLER BAY, FL 33157-8541
Document Number	0000656474
Book / Page	33885 / 1545
Map Reference	MB 65 PG 132
Instrument Date	Aug 28, 2023
Instrument	2023R0656474
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	CONTINENTAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2368 HARBOUR DR, PUNTA GORDA, FL 33983-2716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10250 DOLPHIN RD, CUTLER BAY, FL 33157-8541

Mortgage

Document Number	0000001547
Date	Sep 18, 2023
Instrument	33885/1547

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10250 DOLPHIN RD, CUTLER BAY, FL 33157-8541
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10250 DOLPHIN RD, CUTLER BAY, FL 33157-8541

Mortgage

Document Number	0000930599
Date	Dec 13, 2021
Book Page	32900/1571
Instrument	2021R0930599

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Oct 22, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10250 DOLPHIN RD, CUTLER BAY, FL 33157-8541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151494
Date	Mar 10, 2020
Book Page	31844/4142
Instrument	2020R0151494

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Cutler Bay Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,340.00 (+68.7%) Homeowner's exemption	$405,951 (+62.96%)	$464,272 (+12.28%) Land $282,875 Building $181,397
2023	$4,351.00 (+4.14%) Homeowner's exemption	$249,104 (+3%)	$413,496 (+14.84%) Land $237,250 Building $176,246
2022	$4,178.00 Homeowner's exemption	$241,849	$360,063 Land $191,625 Building $168,438

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	229 units insured incl. 52 condo units
Nearby Flood Claims	4 (2005–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
SkyNet360 Fixed Wireless	160 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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