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10231 Dolphin Rd, Cutler Bay (Miami), FL 33157 Property Records

Miami-Dade County property record for 10231 Dolphin Rd, Cutler Bay, FL 33157 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,288 sqft · built 1959
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Dec 2021)
Tax Bill$7,063 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Sep 2019 Mortgage
Flood ZoneZone AH (high risk)
APN36-6005-007-0030

Property Details

APN / Parcel Number

Primary APN36-6005-007-0030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area2,310 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2009
Exterior MaterialConcrete Block
Construction TypeConcrete
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
PorchPorch
Porch Area258 sqft
FenceFence

Location & Zoning

Street Address10231 DOLPHIN RD
CityCUTLER BAY
StateFL
Zip33157-8540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5 56 40 BEL-AIRE SEC 2 PB 65-132 LOT 3 BLK 13 LOT SIZE 75.000 X 110 F/A/U 30-6005-007-0030
Legal Range40
Legal Township56
Legal Section05
Legal SubdivisionBEL-AIRE SEC 2
Legal Block13
Legal Lot Number3
JurisdictionDADE FL
Township / Civil DivisionPRINCETON-GOULDS
Census Block Group2
Census Block2004
Census Tract10623

Owner

Source: Miami-Dade County records · APN 36-6005-007-0030

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10231 DOLPHIN RD, CUTLER BAY, FL 33157-8540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Sep 05, 2019Deed of Trust, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Prior SaleJun 08, 2009 · Amount on Record
Deed Document Number2021R0927690
Deed Book / Page32898 / 1048
Record UpdatedJun 08, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateDec 10, 2021
Property Address10231 DOLPHIN RD, CUTLER BAY, FL 33157-8540
Document Number0000927690
Book / Page32898 / 1048
Map ReferenceMB 65 PG 132
Instrument DateDec 02, 2021
Instrument2021R0927690
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanyIRON CREST NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10231 DOLPHIN RD, 10231, CUTLER BAY, FL 33157-8540

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3315 SW 9TH TER, MIAMI, FL 33135-4406

Mortgage

Document Number0000001051
DateDec 10, 2021
Instrument32898/1051
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address10231 DOLPHIN RD, CUTLER BAY, FL 33157-8540
Document Number0000590725
Instrument DateSep 05, 2019
Transaction TypeMortgage
Record UpdatedOct 11, 2019
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10231 DOLPHIN RD CUTLER BAY FL 331578540, CUTLER BAY, FL 33157-8540

Mortgage

Document Number0000590725
DateSep 19, 2019
Book Page031614/003398
Instrument590725
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 18, 2049

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityCutler Bay Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,063.00 (-13.42%) Homeowner's exemption$390,546 (-9%)$477,859 (+11.35%) Land $247,500 Building $230,359
2023$8,158.00 (+11.08%)$429,152 (+13.7%) Land $206,250 Building $222,902$429,152 (+13.7%) Land $206,250 Building $222,902
2022$7,344.00$377,434 Land $165,000 Building $212,434$377,434 Land $165,000 Building $212,434

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860106232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
shallow ponding 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 177 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies229 units insured
52 under condo master policies
Nearby Flood Claims4 (2005–2025)
Most Recent ClaimJun 2025, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
SkyNet360Fixed Wireless (unlicensed)160 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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