1025 Waverly Pl, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1025 Waverly Pl, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 3,800 sqft · built 1900
Lot Size0.192 acres (8,400 sqft)
OwnerIndividual Name on Record
Last Sale$218,000 (Apr 2016)
Tax Bill$8,953 (2026)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.84-2-25

Property Details

APN / Parcel Number

Primary APN421500 39.84-2-25
Alternative APN
  • 150003908400020250000000

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,800 sqft Living Area
1st Floor Area1,456 sqft
2nd Floor Area1,379 sqft
Upper Floors Area965 sqft
AtticAttic
Attic Area965 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialWood
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area555 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1025 WAVERLY PL
CitySCHENECTADY
StateNY
Zip12308-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number25.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group5
Census Block5007
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1025 WAVERLY PL, SCHENECTADY, NY 12308-3014
OccupancyOwner Occupied
Owner TypeIndividual
VestingAlso Known As (AKA)

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2016 · Amount on Record
Deed SaleApr 27, 2016 · Amount on Record
Deed Document Number201617994
Deed Book / Page1936 / 129
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1025 WAVERLY PL, SCHENECTADY, NY 12308-3014
Transaction TypeMortgage
Record UpdatedSep 9, 2021
Title CompanyTITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 WAVERLY PL, SCHENECTADY, NY 12308-3014

Mortgage

Document Number0000042256
DateAug 27, 2021
Book Page5137/106
Instrument202142256
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1025 WAVERLY PL, SCHENECTADY, NY 12308-3014
Transaction TypeMortgage
Record UpdatedSep 9, 2021
Title CompanyTITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 WAVERLY PL, SCHENECTADY, NY 12308-3014

Mortgage

Document Number0000042257
DateAug 27, 2021
Book Page5137/124
Instrument202142257
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,953.00 (+3.1%) Homeowner's exemption Veteran's exemption
2025$8,684.00 (+6.37%)$200,000 (-) Land $30,000 Building $170,000$331,181 (+30.82%) Land $49,677 Building $281,504
2023$200,000 (-) Land $30,000 Building $170,000$253,165 (+3.8%) Land $37,975 Building $215,190
2022$200,000 Land $30,000 Building $170,000$243,902 Land $36,585 Building $207,317
2021$8,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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