1055 Waverly Pl, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1055 Waverly Pl, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,230 sqft · built 1909
Lot Size0.133 acres (5,800 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Mar 2017)
Tax Bill$7,778 (2026)
Deeds & MortgagesJul 2024 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.84-2-30

Property Details

APN / Parcel Number

Primary APN421500 39.84-2-30
Alternative APN
  • 150003908400020300000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,230 sqft Living Area
1st Floor Area1,107 sqft
2nd Floor Area1,123 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Architectural StyleColonial
Exterior MaterialWood
Lot Area5,800 sqft (0.133 acres)
Lot Dimensions145 ft deep x 40 ft wide
Garage TypeDetached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area688 sqft
Canopy91 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1055 WAVERLY PL
CitySCHENECTADY
StateNY
Zip12308-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal SubdivisionLOTS BELONGING TO ALBERT VAN VOAST
Legal Block2
Legal Lot Number30.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group5
Census Block5007
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1055 WAVERLY PL, SCHENECTADY, NY 12308-3014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF SCOTIA
Mar 28, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF SCOTIA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2017 · Amount on Record
Deed SaleMar 28, 2017 · Amount on Record
Prior SaleDec 28, 2009 · Amount on Record
Deed Document Number201713758
Deed Book / Page1959 / 585
Prior Transfer DateJul 10, 2009
Prior Transfer Doc0000034175
Record UpdatedOct 29, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 9, 2024
Property Address1055 WAVERLY PL, SCHENECTADY, NY 12308-3014
Document Number0000040657
Book / Page2133 / 635
Instrument DateJun 10, 2024
Instrument202440657
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1455 DORWALDT BLVD, SCHENECTADY, NY 12308-1567

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 WAVERLY PL, SCHENECTADY, NY 12308-3014

Mortgage

Document Number0000040658
DateJul 9, 2024
Instrument202440658
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.86%
Type Change DateJul 1, 2034
Change FrequencyMonthly
Min Rate At Change6.36%
Max Rate At Change7.86%
Index1-Year T-Bill
Margin3
Max Rate11.8%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 28, 2017
Property Address1055 WAVERLY PL, SCHENECTADY, NY 12308-3014
Document Number0000013758
Book / Page1959 / 585
Instrument DateMar 20, 2017
Instrument201713758
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1055 WAVERLY PL, 1055, SCHENECTADY, NY 12308-3014

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address177 AUGUSTA CIR APT 11, 11, JACKSON, TN 38305-7835

Mortgage

Document Number0000013761
DateMar 28, 2017
Instrument201713761
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueApr 1, 2042

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,778.00 (+1.71%)
2025$7,647.00 (+4.31%)$154,300 (-) Land $23,100 Building $131,200$255,506 (+30.82%) Land $38,251 Building $217,255
2023$154,300 (-) Land $23,100 Building $131,200$195,316 (+3.8%) Land $29,240 Building $166,076
2022$154,300 Land $23,100 Building $131,200$188,171 Land $28,171 Building $160,000
2021$7,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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