1025 W 6th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1025 W 6th St, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,213 sqft · built 1906
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (May 2018)
Tax Bill$1,654 (2025)
Deeds & MortgagesApr 2022 Second Mortgage
May 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8913-26-451-016

Property Details

APN / Parcel Number

Primary APN8913-26-451-016

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,213 sqft Living Area
1st Floor Area624 sqft
Basement Area624 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
PorchPorch
Porch Area188 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1025 W 6TH ST
CityWATERLOO
StateIA
Zip50702-2811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEAVITT JOHNSON AND MILLER ADD LOT 6 BLK 7
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionLEAVITT JOHNSON AND MILLER ADD
Legal Block7
Legal Lot Number6
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1013
Census Tract200

Owner

Source: Black Hawk County records · APN 8913-26-451-016

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1025 W 6TH ST, WATERLOO, IA 50702-2811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GREENSTATE CU
May 24, 2018Deed of Trust, Mortgage
UNIVERSITY OF IOWA CREDIT UNION
May 24, 2018Warranty Deed, Transfer
UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 24, 2018 · Amount on Record
Deed SaleMay 24, 2018 · Amount on Record
Prior SaleJul 18, 2013 · Amount on Record
Deed Document Number201819138
Prior Transfer DateMar 14, 2006
Prior Transfer Doc0200622235
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1025 W 6TH ST, WATERLOO, IA 50702-2811
Transaction TypeMortgage
Record UpdatedMay 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200020418
DateApr 20, 2022
Instrument202200020418
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueApr 15, 2032

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1025 W 6TH ST, WATERLOO, IA 50702-2811
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800019139
DateMay 24, 2018
Instrument201800019139
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
AmountAmount Recorded
Term356 Months
DueJan 01, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMay 24, 2018
Property Address1025 W 6TH ST, WATERLOO, IA 50702-2811
Document Number201800019138
Instrument DateMay 18, 2018
Instrument201800019138
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 W 6TH ST, WATERLOO, IA 50702-2811

Mortgage

Document Number201800019140
DateMay 24, 2018
Instrument201800019140
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
AmountAmount Recorded
Term176 Months
DueJan 01, 2033

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,654.00 Homeowner's exemption$96,870 (+12.04%) Land $11,250 Building $85,620$96,870 (+12.04%) Land $11,250 Building $85,620
2024$1,654.00 (+3.89%)
2023$86,460 (+19.22%) Land $11,250 Building $75,210$86,460 (+19.22%) Land $11,250 Building $75,210
2022$1,592.00$72,520 Land $11,250 Building $61,270
2021$72,520 Land $11,250 Building $61,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimJul 1980, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 734 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Waterloo Telecommunications UtilityFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50

May also be available at this address: Mediacom Communications, AMG Technology Investment Group, LTD Broadband, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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