1014 W 6th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1014 W 6th St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 858 sqft · built 1936
Lot Size	0.112 acres (4,900 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Apr 2010)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-26-410-009`

Property Details

APN / Parcel Number

Primary APN	`8913-26-410-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	858 sqft Living Area
1st Floor Area	576 sqft
Attic	Attic
Attic Area	202 sqft
Basement Area	576 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	140 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1014 W 6TH ST
City	WATERLOO
State	IA
Zip	50702-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSONS ADDITION SW 35 FT LOT 10 BLK 2
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	JOHNSONS ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1010
Census Tract	200

Owner

Source: Black Hawk County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 W 6TH ST, WATERLOO, IA 50702-2812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
May 2, 2018	Deed of Trust, Mortgage USA HOUSING AND URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2010 · Amount on Record
Deed Sale	Apr 14, 2010 · Amount on Record
Deed Document Number	201019059
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 16, 2026
Property Address	1014 W 6TH ST, WATERLOO, IA 50702-2812
Document Number	0000005331
Instrument Date	Apr 15, 2026
Instrument	20265331
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 ALLEN ST, WATERLOO, IA 50702-2130

Mortgage

Document Number	0000005331,
Date	Apr 16, 2026
Instrument	20265331

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1014 W 6TH ST, WATERLOO, IA 50702-2812
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800017847
Date	May 2, 2018
Instrument	201800017847

Lender

Name	USA HOUSING AND URBAN DEVELOPMENT

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 (-18.38%)	$67,210 (+12.02%) Land $7,880 Building $59,330	$67,210 (+12.02%) Land $7,880 Building $59,330
2024	$1,681.00 (+48.5%)
2023		$60,000 (+16.48%) Land $7,880 Building $52,120	$60,000 (+16.48%) Land $7,880 Building $52,120
2022	$1,132.00	$51,510 Land $7,880 Building $43,630
2021			$51,510 Land $7,880 Building $43,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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