1025 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1025 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 920 sqft · built 1925
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Apr 2022)
Tax Bill	$4,142 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-21-0020`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-21-0020`
Alternative APNs	`8159642` `185947`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	185947
Street Address	1025 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTVILLE HEIGHTS LOT 22 BLK 4
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	4
Legal Lot Number	22
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2000
Census Tract	31100

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1025 ROSE AVE E, SAINT PAUL, MN 55106-2735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Warranty Deed, Transfer · FHA Mortgage LAKE AREA MORTGAGE
Oct 7, 2021	Warranty Deed, Transfer · Commercial Mortgage LAKE AREA BANK
Sep 24, 2019	Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	20224943445
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 20, 2022
Property Address	1025 ROSE AVE E, SAINT PAUL, MN 55106-2735
Document Number	0A04943445
Instrument Date	Apr 18, 2022
Instrument	A04943445
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 ROSE AVE E, SAINT PAUL, MN 55106-2735

Mortgage

Document Number	0A04943446
Date	Apr 20, 2022
Instrument	A04943446

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 7, 2021
Property Address	1025 ROSE AVE E, SAINT PAUL, MN 55106-2735
Document Number	0A04911899
Instrument Date	Sep 21, 2021
Instrument	A04911899
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$518.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8617 W POINT DOUGLAS RD S, COTTAGE GROVE, MN 55016-4145

Mortgage

Document Number	0A04911900
Date	Oct 7, 2021
Instrument	A04911900

Lender

Name	LAKE AREA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Mar 21, 2022

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 24, 2019
Property Address	1025 ROSE AVE E, SAINT PAUL, MN 55106-2735
Document Number	0004775133
Instrument Date	Aug 21, 2019
Instrument	4775133
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 ROSE AVE E ST PAUL MN 551062735, ST PAUL, MN 55106-2735

Mortgage

Document Number	4775136
Date	Sep 24, 2019
Instrument	4775136

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,700 (+1.64%) Land $25,000 Building $203,700	$228,700 (+1.64%) Land $25,000 Building $203,700
2025	$4,142.00 (+78.53%)
2023	$2,320.00 Homeowner's exemption	$225,000 Land $20,000 Building $205,000	$225,000 Land $20,000 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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