1024 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1024 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,050 sqft · built 1894
Lot Size	0.112 acres (4,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Oct 2019)
Tax Bill	$3,148 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Mar 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-21-0214`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-21-0214`
Alternative APNs	`8208635` `549787`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	549787
Street Address	1024 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTVILLE HEIGHTS LOT 9 BLK 5
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	5
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2007
Census Tract	31100

Owner

Source: Ramsey County records, as of July 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1024 ROSE AVE E, SAINT PAUL, MN 55106-2728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Warranty Deed, Transfer · FHA Mortgage LEND SMART MTG
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BK
Mar 7, 2018	Deed of Trust, Mortgage MIDWESTONE BK
Apr 3, 2018	Quit Claim Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Prior Sale	Aug 6, 2013 · Amount on Record
Deed Document Number	20194780502
Prior Transfer Date	Mar 2, 2018
Prior Transfer Doc	0004704300
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 25, 2019
Property Address	1024 ROSE AVE E, SAINT PAUL, MN 55106-2728
Document Number	0004780502
Instrument Date	Oct 23, 2019
Instrument	4780502
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1360 JESSIE ST ST PAUL MN 551303424, ST PAUL, MN 55130-3424

Mortgage

Document Number	4780503
Date	Oct 25, 2019
Instrument	4780503

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

Mortgage

Document Number	4780504,
Date	Oct 25, 2019
Instrument	4780504

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1024 ROSE AVE E, SAINT PAUL, MN 55106-2728
Document Number	0004705436
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	506 LEXINGTON PKWY N ST PAUL MN 551044644, ST PAUL, MN 55104-4644

Mortgage

Document Number	0004705436
Date	Apr 11, 2018
Instrument	4705436

Lender

Name	MIDWESTONE BK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 10, 2023

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1024 ROSE AVE E, SAINT PAUL, MN 55106-2728
Document Number	0002611609
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1024 ROSE AVE E ST PAUL MN 551062728, ST PAUL, MN 55106-2728

Mortgage

Document Number	0002611609
Date	Apr 6, 2018
Instrument	2611609

Lender

Name	MIDWESTONE BK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 5, 2023

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 3, 2018
Property Address	1024 ROSE AVE E, SAINT PAUL, MN 55106-2728
Document Number	0004704300
Instrument Date	Mar 2, 2018
Instrument	4704300
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	82 W 30TH ST N STILLWATER MN 55082, STILLWATER, MN 55082

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,000 (+6.03%) Land $25,000 Building $202,000	$227,000 (+6.03%) Land $25,000 Building $202,000
2024	$3,148.00 (-12.94%)
2023	$3,616.00 Homeowner's exemption	$214,100 Land $20,000 Building $194,100	$214,100 Land $20,000 Building $194,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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