Allegan County property record for 1025 Park St, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,715 sqft · built 2021 |
| Lot Size | 0.355 acres (15,464 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $27,814 (2025) |
| Deeds & Mortgages | Jul 2021 Construction Loan Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-009-031-00 |
| Primary APN | 57-009-031-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,715 sqft Living Area |
| 1st Floor Area | 2,715 sqft |
| Basement Area | 2,715 sqft |
| Unfinished Basement | 2,715 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Lot Area | 15,464 sqft (0.355 acres) |
| Lot Dimensions | 182 ft deep x 85 ft wide |
| Garage Area | 1,148 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|
| Street Address | 1025 PARK ST |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453-9801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PNB RVS R1 |
| Legal Description | COM ON W BANK KALAMAZOO RIVER 895.63 FT N OF S LINE GOVT LOT 1 TH N 40 DEG 30 MIN W 200 FT TH N 49 DEG 30 MIN E 85 FT TH S 40 |
| Legal Range | 16W |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Lot Number | 1 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30801 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1025 PARK ST, SAUGATUCK, MI 49453-9801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 10, 2020 | Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2001 |
| Deed Sale | Jan 1, 2001 |
| Prior Sale | Mar 15, 1984 |
| Deed Book / Page | 1623 / 579 |
| Last Transfer Date | Oct 27, 2020 |
| Transfer Doc | 004536/424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1025 PARK ST, SAUGATUCK, MI 49453-9801 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 004646/283 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 4646/283 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.1% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2036 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.1% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Nov 10, 2020 |
| Property Address | 1025 PARK ST, SAUGATUCK, MI 49453-9801 |
| Document Number | 004536/424 |
| Book / Page | 4536 / 424 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6038 128TH AVE, 6038, FENNVILLE, MI 49408-9475 |
| Name | Verified Name |
|---|---|
| Address | 1025 PARK ST, SAUGATUCK, MI 49453-9801 |
| Document Number | 0004536426 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 4536/426 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.97% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.97% |
| Index | 1-Year LIBOR |
| Max Rate | 7.97% |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Saugatuck City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,176,400 (-8.88%) Land $394,500 Building $781,900 | $2,352,800 (-8.88%) Land $789,000 Building $1,563,800 | |
| 2025 | $27,814.00 (+3.25%) Homeowner's exemption | $1,291,100 (+51.36%) Land $378,300 Building $912,800 | $2,582,200 (+51.36%) Land $756,600 Building $1,825,600 |
| 2024 | $26,939.00 | ||
| 2023 | $853,000 Land $323,000 Building $530,000 | $1,706,000 Land $646,000 Building $1,060,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 62 condo units |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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