Allegan County property record for 1005 Park St, #1006, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,688 sqft · built 1950 |
| Lot Size | 0.425 acres (18,513 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Mar 2022) |
| Tax Bill | $34,534 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-009-033-00 |
| Primary APN | 57-009-033-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| Basement Area | 939 sqft |
| Unfinished Basement | 939 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Lot Area | 18,513 sqft (0.425 acres) |
| Lot Dimensions | 200 ft deep x 85 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1005 PARK ST, 1006 |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453-9801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PNB RVS R1 |
| Legal Description | COM AT N 1/4 PST TH S ON E SEC LIN 360.04' TH S 53 DEG 16'45 W 69.80' TH S 41 DEG 47'37 W 86.24' TO POB TH N 41 DEG 58'00 W 117.76' TH S 48 DEG 08'16 W 85' TH S 42 DEG 00'40 E 127.20' TH N 41 DEG 47'37 E 10.06' TH S 42 DEG 00'40 E 80.30' TO KALAMAZOO |
| Legal Range | 16W |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | SERGEANT MARINA CONDOMINIUMS |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30801 |
1005 Park St, #1006 is owned by two individuals who acquired it in August 2026.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32095 SPRUCE LN, BEVERLY HILLS, MI 48025-3560 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK |
| May 10, 2023 | Intrafamily Transfer, Transfer |
| Mar 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2022 · Amount on File |
| Deed Sale | Mar 30, 2022 · Amount on File |
| Prior Sale | Dec 22, 1999 |
| Deed Document Number | 20226099 |
| Deed Book / Page | 4744 / 563 |
| Last Transfer Date | Aug 13, 2026 |
| Transfer Doc | 0000013892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Aug 18, 2026 |
| Property Address | 1005 PARK ST, 1006, SAUGATUCK, MI 49453-9801 |
| Document Number | 0000013892 |
| Book / Page | 5166 / 898 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 202613892 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 32095 SPRUCE LN, BEVERLY HILLS, MI 48025-3560 |
| Document Number | 0000013893, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 5166/900 |
| Instrument | 202613893 |
| Name | HORIZON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 10, 2023 |
| Property Address | 1005 PARK ST, SAUGATUCK, MI 49453-9801 |
| Document Number | 004855/429 |
| Book / Page | 4855 / 429 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023006787 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2292 SUDBURY WAY, BLOOMFIELD HILLS, MI 48304-3800 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Mar 30, 2022 |
| Property Address | 1005 PARK ST, SAUGATUCK, MI 49453-9801 |
| Document Number | 004744/563 |
| Book / Page | 4744 / 563 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022006099 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9651 N WANDA CT, MOORESVILLE, IN 46158-6131 |
| Name | Verified Name |
|---|---|
| Address | 1005 PARK ST, SAUGATUCK, MI 49453-9801 |
| Document Number | 0004744566 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 4744/566 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 1005 Park St, #1006 was $34,534, up 3.2% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Saugatuck City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $658,600 (-4.56%) Land $394,500 Building $264,100 | $1,317,200 (-4.56%) Land $789,000 Building $528,200 | |
| 2025 | $34,534.00 (+3.2%) | $690,100 Land $378,300 Building $311,800 | $1,380,200 Land $756,600 Building $623,600 |
| 2024 | $33,462.00 | ||
| 2023 | $537,700 Land $323,000 Building $214,700 | $1,075,400 Land $646,000 Building $429,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1005 Park St, #1006 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 62 condo units |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1005 Park St, #1006 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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