Schenectady County and Rotterdam Town property record for 1025 Outer Dr, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,313 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $86,500 (2003) |
| Tax Bill | $5,028.00 (2025) |
| Primary APN | 422800 59.14-15-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,313 sqft Living Area |
| 1st Floor | 750 sqft 1st Floor |
| Upper Floors | 563 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 9,583 sqft (0.22 acres) |
| Depth X Width | 118 ft x 80 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 352 sqft Garage |
| Porch Area | 200 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1025 OUTER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,G,DM,BZY COLDBROOK-535 5.-379-18 |
| Legal Block | 15 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-15-3
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1025 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU |
| Aug 25, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2003 · Amount on Record |
| Deed Sale | Jul 29, 2003 · Amount on Record |
| Deed Book / Page | 1656 / 760 |
| Last Transfer Date | Aug 05, 2009 |
| Transfer Doc | 0000034293 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1025 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1025 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000050179 |
|---|---|
| Date | Sep 05, 2023 |
| Book Page | 5328/304 |
| Instrument | 202350179 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Sep 01, 2023 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1025 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1025 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000045351 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 5251/236 |
| Instrument | 202245351 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,028.00 | $137,000 (-) Land $9,900 Building $127,100 | $210,800 (+16.92%) Land $15,233 Building $195,567 |
| 2023 | $137,000 Land $9,900 Building $127,100 | $180,300 Land $13,029 Building $167,271 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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