Schenectady County and Rotterdam Town property record for 1021 Outer Dr, Schenectady, NY 12303 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,293 sqft · built 1950 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,844 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.14-15-4 |
| Primary APN | 422800 59.14-15-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,293 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Upper Floors Area | 375 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 118 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 150 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1021 OUTER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 536,R,G,2DM,CRPT COLDBROOK 5.-379-19 |
| Legal Subdivision | COLD BROOK INC |
| Legal Block | 15 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-15-4
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1021 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2023 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 13, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 08, 2021 |
| Transfer Doc | 0000045108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1021 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1021 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000006528 |
|---|---|
| Date | Feb 03, 2023 |
| Book Page | 5287/882 |
| Instrument | 202306528 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 19, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1021 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 1021 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000046772 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 5147/126 |
| Instrument | 202146772 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 29, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 13, 2021 |
| Property Address | 1021 OUTER DR, SCHENECTADY, NY 12303-4216 |
| Document Number | 0000045108 |
| Book / Page | 2067 / 116 |
| Instrument Date | Sep 08, 2021 |
| Instrument | 202145108 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1021 OUTER DR, SCHENECTADY, NY 12303-4216 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,844.00 | $132,000 (-) Land $9,900 Building $122,100 | $203,100 (+16.93%) Land $15,232 Building $187,868 |
| 2023 | $132,000 Land $9,900 Building $122,100 | $173,700 Land $13,027 Building $160,673 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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