1025 Mosher Ave, Owatonna, MN 55060 Property Records

Steele County property record for 1025 Mosher Ave, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,860 sqft · built 2017
Lot Size	0.484 acres (21,083 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Mar 2024)
Tax Bill	$6,658 (2026)
Deeds & Mortgages	Mar 2024 Sale Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-439-0104`

Property Details

APN / Parcel Number

Primary APN	`17-439-0104`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Type	Gable
Lot Area	21,083 sqft (0.484 acres)
Garage Type	Attached
Garage Area	1,239 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1025 MOSHER AVE
City	OWATONNA
State	MN
Zip	55060-3757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET HILLS # 4 BLK 1 LOT 4 TORRENS PROPERTY
Legal Section	TW
Legal Subdivision	SUNSET HILLS # 4
Legal Block	1
Legal Lot Number	4
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	3
Census Block	3000
Census Tract	960600

Owner

1025 Mosher Ave is owned and occupied by two individuals who bought it in March 2024.

Source: Steele County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1025 MOSHER AVE, OWATONNA, MN 55060-3757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer RESULTS TITLE
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE BANK
May 9, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Nov 3, 2017	Deed, Transfer
Sep 27, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	May 9, 2018 · Amount on File
Deed Document Number	20241629674
Prior Transfer Date	Apr 3, 2013
Prior Transfer Doc	0000070512
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Mar 26, 2024
Property Address	1025 MOSHER AVE, OWATONNA, MN 55060-3757
Document Number	T000083470
Instrument Date	Mar 22, 2024
Instrument	T000083470
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Tax	$1,518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1025 MOSHER AVE, OWATONNA, MN 55060-3757

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1025 MOSHER AVE, OWATONNA, MN 55060-3757
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000075653
Date	Dec 1, 2017
Instrument	T000075653

Lender

Name	RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 30, 2018

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	May 9, 2018
Property Address	1025 MOSHER AVE, OWATONNA, MN 55060-3757
Document Number	T000076085
Instrument Date	May 7, 2018
Instrument	T000076085
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 MOSHER AVE, OWATONNA, MN 55060-3757

Mortgage

Document Number	T000076086
Date	May 9, 2018
Instrument	T000076086

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Nov 3, 2017
Property Address	1025 MOSHER AVE, OWATONNA, MN 55060-3757
Document Number	T000075534
Instrument Date	Oct 31, 2017
Instrument	T000075534
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 LA CASA LN SE, OWATONNA, MN 55060-4513

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Sep 27, 2017
Property Address	1025 MOSHER AVE, OWATONNA, MN 55060-3757
Document Number	T000075354
Instrument Date	Sep 25, 2017
Instrument	T000075354
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Tax	$82.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 LA CASA LN SE, OWATONNA, MN 55060-4513

Tax Assessment & Valuation

The 2026 property tax bill for 1025 Mosher Ave was $6,658 with a homeowner's exemption.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,658.00 Homeowner's exemption	$468,000 (+4.42%) Land $64,500 Building $403,500	$468,000 (+4.42%) Land $64,500 Building $403,500
2025		$448,200 Land $64,500 Building $383,700	$448,200 Land $64,500 Building $383,700
2023	$1,016.00 Homeowner's exemption	$385,400 Land $49,200 Building $336,200	$385,400 Land $49,200 Building $336,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1025 Mosher Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1025 Mosher Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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