1015 Mosher Ave, Owatonna, MN 55060 Property Records

Steele County property record for 1015 Mosher Ave, Owatonna, MN 55060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,902 sqft · built 2005
Lot Size0.489 acres (21,301 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Feb 2016)
Tax Bill$5,502 (2026)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-439-0105

Property Details

APN / Parcel Number

Primary APN17-439-0105

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,902 sqft Living Area
Basement Area950 sqft
Finished Basement950 sqft
Unfinished Basement950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialMetal
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area21,301 sqft (0.489 acres)
Garage TypeAttached
Garage Area556 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1015 MOSHER AVE
CityOWATONNA
StateMN
Zip55060-3757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET HILLS # 4 BLK 1 LOT 5 TORRENS PROPERTY
Legal SectionTW
Legal SubdivisionSUNSET HILLS # 4
Legal Block1
Legal Lot Number5
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group3
Census Block3000
Census Tract960600

Owner

Source: Steele County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1015 MOSHER AVE, OWATONNA, MN 55060-3757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2016 · Amount on Record
Deed SaleFeb 26, 2016 · Amount on Record
Prior SaleJul 12, 2012 · Amount on Record
Deed Document Number201673484
Prior Transfer DateJun 11, 2009
Prior Transfer Doc0000064633
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEELE MN
Property Address1015 MOSHER AVE, OWATONNA, MN 55060-3757
Transaction TypeMortgage
Record UpdatedApr 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberT000082470
DateMar 20, 2023
InstrumentT000082470
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 15, 2053

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,502.00 (+9.95%) Homeowner's exemption$392,900 (+4.44%) Land $64,600 Building $328,300$392,900 (+4.44%) Land $64,600 Building $328,300
2025$376,200 (+9.78%) Land $64,600 Building $311,600$376,200 (+9.78%) Land $64,600 Building $311,600
2023$5,004.00 Homeowner's exemption$342,700 Land $49,300 Building $293,400$342,700 Land $49,300 Building $293,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Most Recent ClaimJun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOwatonna
serves 26,430 people · EPA ID MN1740007
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Minnesota WiFi.

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