1025 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1025 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,416 sqft
Lot Size	0.281 acres (12,254 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2023)
Tax Bill	$2,216 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0062`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0062`
Alternative APNs	`129222` `92079` `42358`

Interior

Stories	1 Story
Building Area	1,416 sqft Living Area

Exterior

Exterior Material	Brick
Lot Area	12,254 sqft (0.281 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	42358
Street Address	1025 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 62
Legal Subdivision	BUSH BOTTOM
Legal Lot Number	62
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3001
Census Tract	11101

Owner

Source: Madison County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 28, 2023	Warranty Deed, Transfer · FHA Mortgage CLICK N CLOSE INC
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jan 7, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Jan 7, 2020 · Amount on Record
Deed Document Number	202314184222
Deed Book / Page	847 / 221
Prior Transfer Date	Mar 29, 2010
Prior Transfer Doc	00D655/391
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Jun 4, 2026
Property Address	1025 JD CIR, BEREA, KY 40403-9131
Document Number	0014353243
Book / Page	2473 / 713
Instrument Date	May 29, 2026
Instrument	202614353243
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	0014353243,
Date	Jun 4, 2026
Book Page	2473/713
Instrument	202614353243

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Dec 28, 2023
Property Address	1025 JD CIR, BEREA, KY 40403-9131
Document Number	00D847/221
Book / Page	D847 / 221
Map Reference	MB 13 PG 194
Instrument Date	Dec 18, 2023
Instrument	2014184222
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	TRUE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	374 RIDGE HILL TRL, SOMERSET, KY 42503-3510

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1025 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2014184223
Date	Dec 28, 2023
Instrument	2014184223

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	00M2276/37
Date	Dec 28, 2023
Book Page	M2276/37
Instrument	2014184225

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2034

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1025 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	JETT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1721/357
Date	Jan 3, 2017
Book Page	M1721/357
Instrument	952425

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jan 7, 2020
Property Address	1025 JD CIR, BEREA, KY 40403-9131
Document Number	D00783/128
Book / Page	D00783 / 128
Map Reference	MB 13 PG 194
Instrument Date	Jan 2, 2020
Instrument	2014005054
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 LORRAINE CT, 166, BEREA, KY 40403-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2014005055
Date	Jan 7, 2020
Instrument	2014005055

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,216.00 (+63.06%)	$235,000 (+67.72%)	$235,000 (+67.72%)
2023	$1,359.00 (-0.29%)	$140,117 (-)	$140,117 (-)
2022	$1,363.00	$140,117	$140,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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