1025 Front Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 1025 Front Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 931 sqft · built 1909
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on File
Last Sale	$322,000 (May 2026)
Tax Bill	$3,486 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-23-0164`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-23-0164`
Alternative APNs	`8391175` `438761`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	931 sqft Living Area
1st Floor Area	532 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	438761
Street Address	1025 FRONT AVE
City	SAINT PAUL
State	MN
Zip	55103-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMO PARK SECOND ADDITION LOTS 15 AND LOT 16 BLK 2
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	COMO PARK SECOND ADDITION
Legal Block	2
Legal Lot Number	15,16
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

1025 Front Ave is owned and occupied by an individual who bought it in May 2026.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1025 FRONT AVE, SAINT PAUL, MN 55103-1256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Oct 7, 2021 · Amount on File
Deed Document Number	20265106034
Prior Transfer Date	Oct 1, 2008
Prior Transfer Doc	0000371125
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 14, 2026
Property Address	1025 FRONT AVE, SAINT PAUL, MN 55103-1256
Document Number	0005106034
Instrument Date	Apr 27, 2026
Instrument	2026.5106034
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	WATERMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,574.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1025 FRONT AVE, SAINT PAUL, MN 55103-1256

Mortgage

Document Number	0005106035,
Date	May 14, 2026
Instrument	2026.5106035

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 7, 2021
Property Address	1025 FRONT AVE, SAINT PAUL, MN 55103-1256
Document Number	0A04911748
Instrument Date	Oct 1, 2021
Instrument	A04911748
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	K2 TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$749.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1025 FRONT AVE, SAINT PAUL, MN 55103-1256

Mortgage

Document Number	0A04911749
Date	Oct 7, 2021
Instrument	A04911749

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Mortgage

Document Number	0A04911750
Date	Oct 7, 2021
Instrument	A04911750

Lender

Name	COMMUNITY NEIGHBORHOOD HOUSING SVCS
Type	Government Agency
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1025 Front Ave was $3,486, up 8.8% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,600 (+3.23%) Land $31,600 Building $211,000	$242,600 (+3.23%) Land $31,600 Building $211,000
2025	$3,486.00 (+8.8%) Homeowner's exemption	$235,000 Land $31,600 Building $203,400	$235,000 Land $31,600 Building $203,400
2024	$3,204.00 (-2.32%)
2023	$3,280.00 Homeowner's exemption	$217,500 Land $31,600 Building $185,900	$217,500 Land $31,600 Building $185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1025 Front Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1025 Front Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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