1014 Front Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 1014 Front Ave, Saint Paul, MN 55103

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,018 sqft · built 1890
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,009 (Dec 2021)
Tax Bill	$7,092 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-32-0010`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-32-0010`
Alternative APNs	`8443667` `495976`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Units	5 Units
Stories	2 Stories
Building Area	2,018 sqft Living Area
1st Floor Area	1,074 sqft
Basement Area	467 sqft
Family Room	Family Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1950
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	495976
Street Address	1014 FRONT AVE
City	SAINT PAUL
State	MN
Zip	55103-1262
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	COMO PARK ADDITION LOTS 14 AND LOT 15 BLK 1
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	COMO PARK ADDITION
Legal Block	1
Legal Lot Number	14,15
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2001
Census Tract	31200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1041 FRONT AVE, SAINT PAUL, MN 55103-1227
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage SMW FCU
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN INVTRS BK & MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	20214925434
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0004908731
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 20, 2021
Property Address	1014 FRONT AVE, SAINT PAUL, MN 55103-1262
Document Number	0A04925434
Instrument Date	Dec 17, 2021
Instrument	A04925434
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.43
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1990 MERRIAM LN, SAINT PAUL, MN 55104-5120

Mortgage

Document Number	0A04925435
Date	Dec 20, 2021
Instrument	A04925435

Lender

Name	SMW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1014 FRONT AVE, SAINT PAUL, MN 55103-1262
Document Number	0004835582
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1014 FRONT AVE ST PAUL MN 551031262, ST PAUL, MN 55103-1262

Mortgage

Document Number	0004835582
Date	Sep 29, 2020
Instrument	4835582

Lender

Name	AMERICAN INVTRS BK & MTG
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,200 (-6.19%) Land $30,500 Building $305,700	$336,200 (-6.19%) Land $30,500 Building $305,700
2025	$7,092.00 (+23.55%)	$358,400 (+29.15%) Land $30,500 Building $327,900	$358,400 (+29.15%) Land $30,500 Building $327,900
2023	$5,740.00	$277,500 Land $30,500 Building $247,000	$277,500 Land $30,500 Building $247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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