1025 Carter St, Folsom, CA 95630 Property Records

Sacramento County property record for 1025 Carter St, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,878 sqft · built 1999
Lot Size0.164 acres (7,152 sqft)
OwnerTrust Name on File
Last Sale$388,000 (Mar 2004)
Tax Bill$6,208 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN072-1670-022-0000

Property Details

APN / Parcel Number

Primary APN072-1670-022-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,878 sqft Living Area
1st Floor Area1,878 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area7,152 sqft (0.164 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1025 CARTER ST
CityFOLSOM
StateCA
Zip95630-7511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSP-SF (7,5
Legal DescriptionWILLOW SPRINGS 03, LOT 34
Legal SubdivisionWILLOW SPRINGS 03
Legal Lot Number34
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group2
Census Block2005
Census Tract8508

Owner

1025 Carter St is owner-occupied and held in a trust since March 2010.

Source: Sacramento County records, as of September 3, 2026

Owner of RecordTrust Name on File
Mailing AddressPO BOX 1751, FOLSOM, CA 95763-1751
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2004 · Amount on File
Deed SaleMar 31, 2004 · Amount on File
Prior SaleMay 8, 2003 · Amount on File
Deed Book / Page20040331 / 1266
Last Transfer DateMar 15, 2010
Transfer Doc0000000622
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1025 CARTER ST, FOLSOM, CA 95630-7511
Document Number2009091559
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedOct 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1025 CARTER ST FOLSOM CA 956307511, FOLSOM, CA 95630-7511

Mortgage

Document Number2009091559
DateSep 9, 2020
Instrument2009091559
Lender
NamePATELCO FCU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueSep 8, 2045
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1025 Carter St was $6,208 with a homeowner's exemption, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$562,666 (+2%) Land $166,762 Building $395,904
2025$6,208.00 (+2.17%) Homeowner's exemption$551,635 Land $163,493 Building $388,142
2024$6,076.00 (-4.87%)
2023$6,387.00 (+1.36%) Homeowner's exemption$530,217 Land $157,146 Building $373,071
2022$6,301.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1025 Carter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1025 Carter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Succeed.Net.

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