997 Carter St, Folsom, CA 95630 Property Records

Sacramento County property record for 997 Carter St, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,231 sqft · built 2000
Lot Size0.153 acres (6,675 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Sep 2011)
Tax Bill$4,355 (2025)
Deeds & MortgagesMay 2021 Transfer
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN072-1670-028-0000

Property Details

APN / Parcel Number

Primary APN072-1670-028-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,231 sqft Living Area
1st Floor Area1,305 sqft
2nd Floor Area926 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area6,675 sqft (0.153 acres)
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address997 CARTER ST
CityFOLSOM
StateCA
Zip95630-7510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSP-SF (6,5
Legal DescriptionWILLOW SPRINGS 03, LOT 40
Legal SubdivisionWILLOW SPRINGS 03
Legal Lot Number40
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group2
Census Block2006
Census Tract8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address468 MORSE AVE, SUNNYVALE, CA 94085-4331
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Intrafamily Transfer, Transfer
Jan 10, 2020Deed of Trust, Mortgage · Conventional with PMI
SIERRA PACIFIC MTG
Jun 11, 2019Deed of Trust, Mortgage · FHA Mortgage
SIERRA PACIFIC MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2011 · Amount on Record
Deed SaleSep 15, 2011 · Amount on Record
Prior SaleAug 10, 2006 · Amount on Record
Deed Book / Page20110915 / 1030
Last Transfer DateSep 16, 2020
Transfer Doc5200000000948
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateMay 20, 2021
Property Address997 CARTER ST, FOLSOM, CA 95630-7510
Document Number0000000948
Map ReferenceMB 250 PG 7
Instrument DateSep 16, 2020
Instrument202105200948
Transaction TypeTransfer
Record UpdatedMay 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address468 MORSE AVE, SUNNYVALE, CA 94085-4331
InvestorPossibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address997 CARTER ST, FOLSOM, CA 95630-7510
Document Number2001151414
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address997 CARTER ST FOLSOM CA 956307510, FOLSOM, CA 95630-7510

Mortgage

Document Number2001151414
DateJan 15, 2020
Instrument2001151414
Lender
NameSIERRA PACIFIC MTG
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address997 CARTER ST, FOLSOM, CA 95630-7510
Document Number1906170514
Instrument DateJun 11, 2019
Transaction TypeMortgage
Record UpdatedJul 2, 2019
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address997 CARTER ST FOLSOM CA 956307510, FOLSOM, CA 95630-7510

Mortgage

Document Number1906170514
DateJun 17, 2019
Instrument1906170514
Lender
NameSIERRA PACIFIC MTG
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 16, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$384,339 (+2%) Land $153,734 Building $230,605
2025$4,355.00 (+2.13%)$376,804 (+4.04%) Land $150,720 Building $226,084
2024$4,264.00 (-6.63%)
2023$4,567.00 (+1.29%)$362,173 Land $144,868 Building $217,305
2022$4,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zeta Broadband
Fixed Wireless
400 / 50
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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