Charles County property record for 1025 Bannister Cir, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,696 sqft · built 1976 |
| Lot Size | 0.351 acres (15,308 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,000 (Jan 2025) |
| Tax Bill | $10,905 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2023 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-064698 |
| Primary APN | 06-064698 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 2,021 sqft |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 15,308 sqft (0.351 acres) |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 064698 |
|---|---|
| Street Address | 1025 BANNISTER CIR |
| City | WALDORF |
| State | MD |
| Zip | 20602-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-23 B-76 S-VII BANNISTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 76 |
| Legal Lot Number | 23 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 850906 |
1025 Bannister Cir is owned and occupied by two individuals who bought it in January 2025.
Source: Charles County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1025 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Sep 1, 2023 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2025 · Amount on File |
| Deed Sale | Jan 3, 2025 · Amount on File |
| Prior Sale | Sep 1, 2023 · Amount on File |
| Deed Book / Page | 13528 / 118 |
| Prior Transfer Date | Jun 15, 2006 |
| Prior Transfer Doc | 0058960512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 7, 2026 |
| Property Address | 1025 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Document Number | 1417000008 |
| Book / Page | 14172 / 8 |
| Instrument Date | Jul 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1025 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Document Number | 1417000008, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 14172/8 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Aug 1, 2054 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 1, 2023 |
| Property Address | 1025 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Document Number | 0130410388 |
| Book / Page | 13041 / 388 |
| Map Reference | MB PCM 20 PL 173 |
| Instrument Date | Aug 18, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5600 GRANITE PKWY # VII, VII, PLANO, TX 75024-4177 |
The 2025 property tax bill for 1025 Bannister Cir was $10,905.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,100 (+11.66%) | $444,100 (-) Land $125,200 Building $318,900 | |
| 2025 | $10,905.00 | $360,100 | $444,100 Land $125,200 Building $318,900 |
| 2023 | $4,208.00 (+23.37%) | $295,167 (+8.42%) | $318,100 (-) Land $125,200 Building $192,900 |
| 2022 | $3,411.00 | $272,233 | $318,100 Land $125,200 Building $192,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1025 Bannister Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1025 Bannister Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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