Charles County property record for 1023 Bannister Cir, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,108 sqft · built 1978 |
| Lot Size | 0.395 acres (17,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,500 (Jan 2019) |
| Tax Bill | $12,571 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-064701 |
| Primary APN | 06-064701 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,108 sqft Living Area |
| Gross Area | 2,791 sqft |
| 1st Floor Area | 1,208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 17,205 sqft (0.395 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 336 sqft |
| Patio Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 064701 |
|---|---|
| Street Address | 1023 BANNISTER CIR |
| City | WALDORF |
| State | MD |
| Zip | 20602-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-24 B-76 S-VII BANNISTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 76 |
| Legal Lot Number | 24 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 850906 |
1023 Bannister Cir is owned and occupied by an individual who bought it in January 2019.
Source: Charles County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1023 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| May 12, 2023 | Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jan 25, 2019 | Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC |
| Jun 28, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 23, 2018 | Grant Deed, Transfer OTHER |
| Jun 23, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on File |
| Deed Sale | Jan 25, 2019 · Amount on File |
| Prior Sale | Jun 28, 2018 · Amount on File |
| Deed Book / Page | 10520 / 307 |
| Prior Transfer Date | May 23, 2017 |
| Prior Transfer Doc | 0098840373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 24, 2026 |
| Property Address | 1023 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Document Number | 1422000241 |
| Book / Page | 14222 / 241 |
| Instrument Date | Jul 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1023 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Document Number | 1422000241, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 14222/241 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | Mar 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1023 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0129290340 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 12929/340 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1023 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0108090102 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 10809/102 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 25, 2019 |
| Property Address | 1023 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Document Number | 0105200307 |
| Book / Page | 10520 / 307 |
| Map Reference | MB PCM20 PL 173 |
| Instrument Date | Jan 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,418.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1023 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Document Number | 0010520313 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 10520/313 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 28, 2018 |
| Property Address | 1023 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Document Number | 0103130237 |
| Book / Page | 010313 / 000237 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $178.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 42245 CAMERON PARISH DR ASHBURN VA 201481708, ASHBURN, VA 20148-1708 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 23, 2018 |
| Property Address | 1023 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Document Number | 0102410001 |
| Book / Page | 010241 / 000001 |
| Instrument Date | Jul 26, 2016 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $227.94 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 23, 2017 |
| Property Address | 1023 BANNISTER CIR, WALDORF, MD 20602-1626 |
| Document Number | 0098840373 |
| Book / Page | 009884 / 000373 |
| Instrument Date | Jun 10, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $227.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 301 COLLEGE ST GREENVILLE SC 296012014, GREENVILLE, SC 29601-2014 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1023 Bannister Cir was $12,571 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442,633 (+2.3%) | $452,600 (-) Land $125,300 Building $327,300 | |
| 2025 | $12,571.00 Homeowner's exemption | $432,667 | $452,600 Land $125,300 Building $327,300 |
| 2023 | $5,187.00 (+31.28%) | $369,033 (+17.02%) | $422,700 (-) Land $125,300 Building $297,400 |
| 2022 | $3,951.00 | $315,367 | $422,700 Land $125,300 Building $297,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1023 Bannister Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1023 Bannister Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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