1025 Ashley Ln, Commerce, TX 75428 Property Records

Hunt County property record for 1025 Ashley Ln, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2,864 sqft · built 1999
Lot Size	4.18 acres (182,386 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,500 (Dec 2017)
Tax Bill	$9,698 (2023)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2142-0010-0090-31`

Property Details

APN / Parcel Number

Primary APN	`2142-0010-0090-31`
Alternative APNs	`R115228` `115228`

Interior

Stories	1 Story
Building Area	2,864 sqft Gross Area
1st Floor Area	2,864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	182,386 sqft (4.18 acres)
Garage Area	516 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	586 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1025 ASHLEY LN
City	COMMERCE
State	TX
Zip	75428-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2142 ASHGLENN ADDITION BLK 1 LOT 9 ACRES 4.187
Legal Subdivision	ASHGLENN ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1023
Census Tract	960500

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 ASHLEY LN, COMMERCE, TX 75428-3621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 29, 2017	Vendor's Lien, Transfer · VA Mortgage THE JACKSBORO NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	201717958
Prior Transfer Date	Dec 28, 2017
Prior Transfer Doc	0000017958
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1025 ASHLEY LN, COMMERCE, TX 75428-3621
Document Number	0000006821
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1025 ASHLEY LN COMMERCE TX 754283621, COMMERCE, TX 75428-3621

Mortgage

Document Number	0000006821
Date	May 4, 2020
Instrument	6821

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Dec 29, 2017
Property Address	1025 ASHLEY LN, COMMERCE, TX 75428-3621
Document Number	0000017958
Map Reference	VOL400 PG1513
Instrument Date	Dec 28, 2017
Instrument	2017-17958
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 765, COMMERCE, TX 75429-0765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 ASHLEY LN, COMMERCE, TX 75428-3621

Mortgage

Document Number	0000017959
Date	Dec 29, 2017
Instrument	2017-17959

Lender

Name	THE JACKSBORO NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$426,510 (-2.39%) Land $21,520 Building $404,990	$534,270 (+1.82%) Land $129,280 Building $404,990
2023	$9,698.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$436,970 Land $17,540 Building $419,430	$524,730 Land $105,300 Building $419,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5

May also be available: Spectrum, Verizon.

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