1021 Ashley Ln, Commerce, TX 75428 Property Records

Hunt County property record for 1021 Ashley Ln, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,167 sqft · built 1999
Lot Size	3.94 acres (171,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,000 (Oct 2024)
Tax Bill	$8,955 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2142-0010-0080-31`

Property Details

APN / Parcel Number

Primary APN	`2142-0010-0080-31`
Alternative APNs	`R115227` `115227`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,167 sqft Gross Area
1st Floor Area	2,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	171,714 sqft (3.94 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	219 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1021 ASHLEY LN
City	COMMERCE
State	TX
Zip	75428-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2142 ASHGLENN ADDITION BLK 1 LOT 8 ACRES 3.942
Legal Subdivision	ASHGLENN ADDITION
Legal Block	1
Legal Lot Number	8
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1023
Census Tract	960500

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1021 ASHLEY LN, COMMERCE, TX 75428-3621
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 20, 2024	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
May 19, 2023	Warranty Deed, Transfer PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE LLC
Jun 29, 2020	Warranty Deed, Transfer REYNOLDS RICHARD (TE)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2024 · Amount on Record
Deed Sale	Oct 8, 2024 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	202419334
Prior Transfer Date	Jun 26, 2020
Prior Transfer Doc	0000010243
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1021 ASHLEY LN, COMMERCE, TX 75428-3621
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 ASHLEY LN, COMMERCE, TX 75428-3621

Mortgage

Document Number	0000003069
Date	Feb 25, 2026
Instrument	2026-03069

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Mar 20, 2024
Property Address	1021 ASHLEY LN, COMMERCE, TX 75428-3621
Document Number	0000004849
Map Reference	VOL 1760 PG 480
Instrument Date	Mar 19, 2024
Instrument	2024-04849
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3478 CATCLAW DR # 225, 225, ABILENE, TX 79606-8224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 ASHLEY LN, COMMERCE, TX 75428-3621

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	May 19, 2023
Property Address	1021 ASHLEY LN, COMMERCE, TX 75428-3621
Document Number	0000009184
Instrument Date	May 17, 2023
Instrument	2023-09184
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1942 SUSSEX DR, CARROLLTON, TX 75007-2410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 ASHLEY LN, COMMERCE, TX 75428-3621

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jun 29, 2020
Property Address	1021 ASHLEY LN, COMMERCE, TX 75428-3621
Document Number	0000010243
Instrument Date	Jun 26, 2020
Instrument	10243
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 ASHLEY LN COMMERCE TX 754283621, COMMERCE, TX 75428-3621

Mortgage

Document Number	10244
Date	Jun 29, 2020
Instrument	10244

Lender

Name	REYNOLDS RICHARD (TE)
Address	201 CONNALLY ST, SULPHUR SPRINGS, TX 75482-2611

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$409,310 (+24.14%) Land $127,510 Building $281,800	$409,310 (-0.04%) Land $127,510 Building $281,800
2024	$8,955.00 (+2.21%)
2023		$329,720 Land $25,490 Building $304,230	$409,480 Land $105,250 Building $304,230
2022	$8,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5

May also be available: Spectrum, Verizon.

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