10245 Harrison Rd, Berlin, MD 21811 Property Records

Worcester County property record for 10245 Harrison Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,756 sqft · built 2022
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,220 (2026)
Deeds & Mortgages	Aug 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-022706`

Property Details

APN / Parcel Number

Primary APN	`03-022706`
Alternative APN	`022706`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,756 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022706
Street Address	10245 HARRISON RD
City	BERLIN
State	MD
Zip	21811-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	.45 AC W SIDE HARRISON ROAD SE OF BERLIN
Jurisdiction	WORCESTER MD
Township / Civil Division	2, CENTRAL
Census Block Group	3
Census Block	3026
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 BLUEBIRD CT, FLEMINGTON, NJ 08822-5509
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2001
Deed Sale	May 24, 2001
Deed Document Number	2001329968
Deed Book / Page	3048 / 82
Record Updated	Oct 29, 2026

August 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 5, 2021
Property Address	10245 HARRISON RD, BERLIN, MD 21811-2866
Document Number	0081340038
Book / Page	8134 / 38
Instrument Date	Jul 30, 2021
Transaction Type	Construction Loan
Record Updated	May 3, 2022
Title Company	OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	31 BLUEBIRD CT, FLEMINGTON, NJ 08822-5509

Mortgage

Document Number	0000813442
Date	Aug 5, 2021
Instrument	8134/42

Lender

Name	CALVIN B TAYLOR BANKING CO BERLIN M
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,220.00 (+5.82%)	$450,700 (+5.9%)	$475,800 (-) Land $49,400 Building $426,400
2025	$3,988.00 (+10.53%)	$425,600 (+12.86%)	$475,800 (+18.8%) Land $49,400 Building $426,400
2023	$3,608.00 Homeowner's exemption	$377,100	$400,500 Land $49,400 Building $351,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1989–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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