10238 Harrison Rd, Berlin, MD 21811 Property Records

Worcester County property record for 10238 Harrison Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 2017
Lot Size	4.17 acres (181,645 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Jul 2015)
Tax Bill	$2,535 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-020835`

Property Details

APN / Parcel Number

Primary APN	`03-020835`
Alternative APN	`020835`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Total Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	181,645 sqft (4.17 acres)

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	658 sqft
Shed	1 Shed
Shed Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	020835
Street Address	10238 HARRISON RD
City	BERLIN
State	MD
Zip	21811-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	4.17 ACS E SIDE HARRISON RD PL ROBERT W SKILLMAN JR
Jurisdiction	WORCESTER MD
Township / Civil Division	2, CENTRAL
Census Block Group	1
Census Block	1030
Census Tract	950900

Owner

10238 Harrison Rd is owned and occupied by an individual who bought it in July 2015.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	10238 HARRISON RD, BERLIN, MD 21811-2866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONWIDE EQUITIES
Mar 9, 2018	Deed of Trust, Mortgage · FHA Mortgage TIDEWATER MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2015 · Amount on File
Deed Sale	Jul 30, 2015 · Amount on File
Prior Sale	Mar 31, 2006 · Amount on File
Deed Book / Page	6608 / 375
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10238 HARRISON RD, BERLIN, MD 21811-2866
Document Number	0077170098
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	REAL ESTATE SETTLEMENTS ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10238 HARRISON RD BERLIN MD 218112866, BERLIN, MD 21811-2866

Mortgage

Document Number	0077170098
Date	Jul 22, 2020
Book Page	007717/000098

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10238 HARRISON RD, BERLIN, MD 21811-2866
Document Number	0071810078
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10238 HARRISON RD BERLIN MD 218112866, BERLIN, MD 21811-2866

Mortgage

Document Number	0071810078
Date	Mar 23, 2018
Book Page	007181/000078

Lender

Name	TIDEWATER MTG SVCS
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10238 Harrison Rd was $2,535, up 5% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,535.00 (+5.01%)	$268,200	$281,300 Land $58,200 Building $223,100
2025	$2,414.00
2023	$2,231.00	$233,133	$242,000 Land $58,200 Building $183,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10238 Harrison Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	8 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10238 Harrison Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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