1024 Windward Ln, Suffolk, VA 23435 Property Records

Suffolk City property record for 1024 Windward Ln, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,020 sqft · built 2006
Lot Size	0.239 acres (10,454 sqft)
Owner	Company Name on File
Last Sale	$445,000 (Jul 2020)
Tax Bill	$6,525 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2020 Sale & Mortgage
APN	`12N*55`

Property Details

APN / Parcel Number

Primary APN	`12N*55`
Alternative APN	`305028300`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,020 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	557 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	305028300
Street Address	1024 WINDWARD LN
City	SUFFOLK
State	VA
Zip	23435-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL RESIDENTIAL
Legal Description	L.55,HARBOUR BREEZE ESTS, PH.1
Legal Subdivision	HARB BREEZE ESTATE PH 1
Legal Phase	1
Legal Lot Number	55
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1012
Census Tract	75205

Owner

1024 Windward Ln is owned by a company that acquired it in May 2024 and is owner-occupied.

Source: Suffolk City records, as of December 24, 2025

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	1024 WINDWARD LN, SUFFOLK, VA 23435-3746
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit NEXA MORTGAGE LLC
Jul 9, 2020	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on File
Deed Sale	Jul 9, 2020 · Amount on File
Prior Sale	Jul 9, 2020 · Amount on File
Deed Document Number	0200008865
Last Transfer Date	May 10, 2024
Transfer Doc	0240004753
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1024 WINDWARD LN, SUFFOLK, VA 23435-3746
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250013717
Date	Dec 3, 2025
Instrument	250013717

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	MESA, AZ 85212

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 2, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 9, 2020
Property Address	1024 WINDWARD LN, SUFFOLK, VA 23435-3746
Document Number	200008865
Instrument Date	May 28, 2020
Instrument	200008865
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 WINDWARD LN, SUFFOLK, VA 23435-3746

Mortgage

Document Number	200008866
Date	Jul 9, 2020
Instrument	200008866

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1024 Windward Ln was $6,525, up 4.1% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$567,800 (+3.44%) Land $90,000 Building $477,800
2025	$6,525.00 (+4.13%)	$567,800 (+3.44%) Land $90,000 Building $477,800	$548,900 Land $90,000 Building $458,900
2024	$6,266.00 (+6.33%)	$548,900 (+1.52%) Land $90,000 Building $458,900
2023	$5,893.00	$540,700 Land $90,000 Building $450,700	$540,700 Land $90,000 Building $450,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1024 Windward Ln; 14 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Windward Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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