1019 Windward Ln, Suffolk, VA 23435 Property Records

Suffolk City property record for 1019 Windward Ln, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,122 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Aug 2019)
Tax Bill	$5,458 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2019 Sale & Mortgage
APN	`12N*38`

Property Details

APN / Parcel Number

Primary APN	`12N*38`
Alternative APN	`305026600`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,122 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	305026600
Street Address	1019 WINDWARD LN
City	SUFFOLK
State	VA
Zip	23435-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL RESI
Legal Description	L.38,HARBOUR BREEZE ESTS, PH.1
Legal Subdivision	HARBOUR BREEZE EST
Legal Phase	1
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1013
Census Tract	75205

Owner

1019 Windward Ln is owned and occupied by two individuals who bought it in August 2019.

Source: Suffolk City records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1019 WINDWARD LN, SUFFOLK, VA 23435-3747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Aug 6, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2019 · Amount on File
Deed Sale	Aug 6, 2019 · Amount on File
Prior Sale	Feb 15, 2013 · Amount on File
Deed Document Number	20198424
Transfer Doc	2013021900/36980
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 23, 2026
Property Address	1019 WINDWARD LN, SUFFOLK, VA 23435-3747
Document Number	0000009213
Instrument Date	Jul 15, 2026
Instrument	20269213
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 WINDWARD LN, SUFFOLK, VA 23435-3747

Mortgage

Document Number	0000009213,
Date	Jul 23, 2026
Instrument	20269213

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	8.75%
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Aug 6, 2019
Property Address	1019 WINDWARD LN, SUFFOLK, VA 23435-3747
Document Number	0190008424
Instrument Date	Jul 22, 2019
Instrument	190008424
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 WINDWARD LN, SUFFOLK, VA 23435-3747

Mortgage

Document Number	0190008425
Date	Aug 6, 2019
Instrument	190008425

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Windward Ln was $5,458, up 3.4% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$468,100 (+2.5%) Land $90,000 Building $378,100
2025	$5,458.00 (+3.39%)	$468,100 (+2.5%) Land $90,000 Building $378,100	$456,700 Land $90,000 Building $366,700
2024	$5,279.00 (+8.51%)	$456,700 (+2.31%) Land $90,000 Building $366,700
2023	$4,865.00	$446,400 Land $90,000 Building $356,400	$446,400 Land $90,000 Building $356,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1019 Windward Ln; 14 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Windward Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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