1024 Terrace Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 1024 Terrace Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,647 sqft · built 1965
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jan 2003)
Tax Bill	$2,529 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Mar 2017 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`065C134`

Property Details

APN / Parcel Number

Primary APN	`065C134`
Alternative APN	`708742`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	1,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	115 sqft
Patio Area	180 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1024 TERRACE DR
City	SALISBURY
State	NC
Zip	28146-6065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4 BLK C
Legal Block	C
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2018
Census Tract	50202

Owner

1024 Terrace Dr is owned and occupied by two individuals who acquired it in February 2017.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1024 TERRACE DR, SALISBURY, NC 28146-6065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK
Mar 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 1, 2017	Warranty Deed, Transfer
Mar 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2003 · Amount on File
Deed Sale	Jan 7, 2003 · Amount on File
Deed Book / Page	961 / 490
Last Transfer Date	Feb 24, 2017
Transfer Doc	0012850760
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1024 TERRACE DR, SALISBURY, NC 28146-6065
Document Number	0013300148
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 TERRACE DR SALISBURY NC 281466065, SALISBURY, NC 28146-6065

Mortgage

Document Number	0013300148
Date	Jun 28, 2019
Book Page	001330/000148

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 1, 2017
Property Address	1024 TERRACE DR, SALISBURY, NC 28146-6065
Document Number	0012850761
Book / Page	001285 / 000761
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	113 MAUPIN AVE SALISBURY NC 281446312, SALISBURY, NC 28144-6312

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 1, 2017
Property Address	1024 TERRACE DR, SALISBURY, NC 28146-6065
Document Number	0012850760
Book / Page	001285 / 000760
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	113 MAUPIN AVE SALISBURY NC 281446312, SALISBURY, NC 28144-6312

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 1, 2017
Property Address	1024 TERRACE DR, SALISBURY, NC 28146-6065
Document Number	0012850733
Book / Page	001285 / 000733
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Amount	Amount on Record
Tax	$153.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MAUPIN AVE SALISBURY NC 281446312, SALISBURY, NC 28144-6312

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 1, 2017
Property Address	1024 TERRACE DR, SALISBURY, NC 28146-6065
Document Number	0012850734
Book / Page	001285 / 000734
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Amount	Amount on Record
Tax	$186.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MAUPIN AVE SALISBURY NC 281446312, SALISBURY, NC 28144-6312

Tax Assessment & Valuation

The 2026 property tax bill for 1024 Terrace Dr was $2,529.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,529.00	$211,513 (-) Land $28,500 Building $183,013	$211,513 Land $28,500 Building $183,013
2025	$2,529.00	$211,513 Land $28,500 Building $183,013
2023	$2,529.00	$211,513 Land $28,500 Building $183,013	$211,513 Land $28,500 Building $183,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1024 Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Terrace Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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