Rowan County property record for 1012 Terrace Dr, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,732 sqft · built 2021 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Company Name on File |
| Last Sale | $325,000 (Mar 2022) |
| Tax Bill | $2,888 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 065C159 |
| Primary APN | 065C159 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 1,732 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,166 sqft (0.44 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1012 TERRACE DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-6065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L2 BC |
| Legal Subdivision | ROWAN TERRACE INC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 50202 |
Source: Rowan County records · APN 065C159
Assessment roll updated August 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1170 KANE CONCOURSE, 400, BAY HARBOR ISLANDS, FL 33154-2006 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Line of Credit EVERGREEN BUSN CAPITAL |
| Mar 30, 2022 | Warranty Deed, Transfer · Commercial Mortgage ARBOR REALTY SR INC |
| May 14, 2021 | Warranty Deed, Transfer · Commercial Mortgage JEREMIAH HARRIS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2022 · Amount on Record |
| Deed Sale | Mar 30, 2022 · Amount on Record |
| Prior Sale | May 14, 2021 · Amount on Record |
| Deed Book / Page | 1398 / 715 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 15, 2026 |
| Property Address | 1012 TERRACE DR, SALISBURY, NC 28146-6065 |
| Document Number | 1481000143 |
| Book / Page | 1481 / 143 |
| Instrument Date | Apr 08, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership, 267 |
| Document Number | 1481000143, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 1481/143 |
| Name | EVERGREEN BUSN CAPITAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 09, 2029 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 30, 2022 |
| Property Address | 1012 TERRACE DR, SALISBURY, NC 28146-6065 |
| Document Number | 0013980715 |
| Book / Page | 1398 / 715 |
| Map Reference | MB 9995 PG 950 |
| Instrument Date | Mar 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2022 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 234 KINGSLEY PARK DR # DR110, 234, FORT MILL, SC 29715-6468 |
| Name | Verified Name |
|---|---|
| Address | 1170 KANE CONCOURSE STE 400, 400, BAY HARBOR ISLANDS, FL 33154-2006 |
| Investor | Possibly a Property Investor |
| Document Number | 0001398716 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 1398/716 |
| Name | ARBOR REALTY SR INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 14, 2021 |
| Property Address | 1012 TERRACE DR, SALISBURY, NC 28146-6065 |
| Document Number | 0013750027 |
| Book / Page | 1375 / 27 |
| Map Reference | MB 9995 PG 950 |
| Instrument Date | May 05, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 VANCE ALLEN AVE, 112, ROCKWELL, NC 28138-9063 |
| Name | Verified Name |
|---|---|
| Address | 259 TEXTILE WAY STE 102, 102, FORT MILL, SC 29715-4550 |
| Investor | Possibly a Property Investor |
| Document Number | 0000137528 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 1375/28 |
| Name | JEREMIAH HARRIS |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,888.00 | $241,493 (-) Land $28,500 Building $212,993 | |
| 2023 | $2,888.00 | $241,493 Land $28,500 Building $212,993 | $241,493 Land $28,500 Building $212,993 |
Source: FEMA National Flood Hazard Layer as of May 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 131 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SALISBURY-ROWAN serves 46,156 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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