1013 S Ocean Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 1013 S Ocean Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,330 sqft · built 2016
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Company Names on Record
Last Sale	$1,600,000 (Oct 2026)
Tax Bill	$11,088 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`064-156-010`

Property Details

APN / Parcel Number

Primary APN	`064-156-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	2,000 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1013 S OCEAN AVE
City	CAYUCOS
State	CA
Zip	93430-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Description	MORRO RK VW 4 BL 13 LT 21
Legal Subdivision	MORRO ROCK VIEW SUB 04
Legal Block	13
Legal Lot Number	21
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3033
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1013 S OCEAN AVE, CAYUCOS, CA 93430-1339
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Grant Deed, Transfer CHICAGO TITLE COMPANY
Oct 1, 2021	Intrafamily Transfer, Transfer
Jun 30, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage EXCELERATE CAP
Nov 14, 2019	Grant Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Jun 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	202631141
Prior Transfer Date	Nov 2, 2019
Prior Transfer Doc	0000050865
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 2, 2026
Property Address	1013 S OCEAN AVE, CAYUCOS, CA 93430-1339
Document Number	0000031141
Instrument Date	Sep 10, 2026
Instrument	202631141
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$177,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1013 S OCEAN AVE, CAYUCOS, CA 93430-1339

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 1, 2021
Property Address	1013 S OCEAN AVE, CAYUCOS, CA 93430-1339
Document Number	0000066747
Map Reference	MB 3 PG 114
Instrument Date	Sep 30, 2021
Instrument	2021066747
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	12147 LINDA FLORA DR, OJAI, CA 93023-9722

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2020
Property Address	1013 S OCEAN AVE, CAYUCOS, CA 93430-1339
Document Number	0000032697
Map Reference	MB 3 PG 114
Instrument Date	Jun 22, 2020
Instrument	2020032697
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	12147 LINDA FLORA DR, OJAI, CA 93023-9722

Mortgage

Document Number	0000032698
Date	Jun 30, 2020
Instrument	2020032698

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1013 S OCEAN AVE, CAYUCOS, CA 93430-1339
Document Number	0000052460
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	161 S CIVIC DR PALM SPRINGS CA 922627215, PALM SPRINGS, CA 92262-7215

Mortgage

Document Number	0000052460
Date	Nov 22, 2019
Instrument	52460

Lender

Name	EXCELERATE CAP
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.6%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 14, 2019
Property Address	1013 S OCEAN AVE, CAYUCOS, CA 93430-1339
Document Number	0000050865
Instrument Date	Nov 2, 2019
Instrument	50865
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1013 S OCEAN AVE CAYUCOS CA 934301339, CAYUCOS, CA 93430-1339

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 14, 2018
Property Address	1013 S OCEAN AVE, CAYUCOS, CA 93430-1339
Document Number	0000024488
Instrument Date	Jun 5, 2018
Instrument	24488
Transaction Type	Transfer
Record Updated	Jun 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1013 S OCEAN AVE CAYUCOS CA 934301339, CAYUCOS, CA 93430-1339

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,080,725 (+2%) Land $725,085 Building $355,640
2025	$11,088.00 (+1.9%)	$1,059,535 (+4.04%) Land $710,868 Building $348,667
2023	$10,881.00 (+1.71%)	$1,018,394 Land $683,265 Building $335,129
2022	$10,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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