1024 Riverside Cir, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1024 Riverside Cir, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,061 sqft · built 1967
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Jul 2023)
Tax Bill	$1,240 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`9592-75-4819`

Property Details

APN / Parcel Number

Primary APN	`9592-75-4819`
Alternative APN	`9592.02754819`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,061 sqft Heated Area
1st Floor Area	1,061 sqft
Utility Area	45 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Traditional
Exterior Material	Combination
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	200 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	255 sqft
Carport	Carport
Carport Area	255 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1024 RIVERSIDE CIR
City	SPRING LAKE
State	NC
Zip	28390-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BRAGG ESTATES LO:21 SE:06 PL:0035-0061
Legal Subdivision	BRAGG ESTATES
Legal Block	75
Legal Lot Number	21
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1012
Census Tract	3602

Owner

1024 Riverside Cir is owned and occupied by an individual who bought it in July 2023.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1024 RIVERSIDE CIR, SPRING LAKE, NC 28390-9542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 27, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Mar 27, 2023 · Amount on File
Deed Document Number	202321379
Deed Book / Page	11774 / 540
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 10, 2023
Property Address	1024 RIVERSIDE CIR, SPRING LAKE, NC 28390-9542
Document Number	0117740540
Book / Page	11774 / 540
Map Reference	MB 35 PG 61
Instrument Date	Jun 23, 2023
Instrument	21379
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1972, SOUTHERN PINES, NC 28388-1972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RIVERSIDE CIR, SPRING LAKE, NC 28390-9542

Mortgage

Document Number	0000021380
Date	Jul 10, 2023
Instrument	21380

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 27, 2023
Property Address	1024 RIVERSIDE CIR, SPRING LAKE, NC 28390-9542
Document Number	0116980179
Book / Page	11698 / 179
Map Reference	MB 35 PG 61
Instrument Date	Mar 22, 2023
Instrument	8850
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	191 FALLINGLEAF DR, RAEFORD, NC 28376-5484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 PADDOCK LN, SOUTHERN PINES, NC 28387-2947
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1024 Riverside Cir was $1,240.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,240.00
2025	$1,240.00 (+68.48%)	$105,784 (+51.22%) Land $15,000 Building $90,784	$105,784 (+51.22%) Land $15,000 Building $90,784
2024	$736.00 (+7.29%)	$69,952 (-) Land $7,000 Building $62,952	$69,952 (-) Land $7,000 Building $62,952
2023	$686.00 (+5.7%)	$69,952 (-) Land $7,000 Building $62,952	$69,952 (-) Land $7,000 Building $62,952
2022	$649.00	$69,952 Land $7,000 Building $62,952	$69,952 Land $7,000 Building $62,952

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1024 Riverside Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Riverside Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAGG ESTATES WATER SYSTEM private · serves 360 people · EPA ID NC0326122
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Cir

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