1019 Riverside Cir, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1019 Riverside Cir, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,566 sqft · built 1967
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Tax Bill	$1,481 (2026)
Deeds & Mortgages	May 2026 Line of Credit Mar 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9592-75-2677`

Property Details

APN / Parcel Number

Primary APN	`9592-75-2677`
Alternative APN	`9592.02752677`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,566 sqft Heated Area
1st Floor Area	1,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	191 ft deep x 108 ft wide

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Deck Area	372 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Street Address	1019 RIVERSIDE CIR
City	SPRING LAKE
State	NC
Zip	28390-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BRAGG ESTATES LO:4 SE:06 PL:0035-0061
Legal Subdivision	BRAGG ESTATES
Legal Block	75
Legal Lot Number	4
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1013
Census Tract	3602

Owner

1019 Riverside Cir is owned and occupied by an individual who acquired it in March 2026.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1019 RIVERSIDE CIR, SPRING LAKE, NC 28390-9543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Mar 2, 2026	Intrafamily Transfer, Transfer
Oct 21, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2021	Intrafamily Transfer, Transfer
Jul 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 21, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 1, 2026
Transfer Doc	0124580199
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Recording Date	May 12, 2026
Property Address	1019 RIVERSIDE CIR, SPRING LAKE, NC 28390-9543
Document Number	0000015389
Book / Page	12522 / 436
Instrument Date	May 6, 2026
Instrument	202615389
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 RIVERSIDE CIR, SPRING LAKE, NC 28390-9543
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015389,
Date	May 12, 2026
Book Page	12522/436
Instrument	202615389

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 2, 2026
Property Address	1019 RIVERSIDE CIR, SPRING LAKE, NC 28390-9543
Document Number	0124580199
Book / Page	12458 / 199
Map Reference	MB 35 PG 61
Instrument Date	Mar 1, 2026
Instrument	6512
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1019 RIVERSIDE CIR, SPRING LAKE, NC 28390-9543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 RIVERSIDE CIR, SPRING LAKE, NC 28390-9543

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 21, 2025
Property Address	1019 RIVERSIDE CIR, SPRING LAKE, NC 28390-9543
Document Number	0123580803
Book / Page	12358 / 803
Map Reference	MB 35 PG 61
Instrument Date	Oct 20, 2025
Instrument	33118
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5407 OUTER BANKS ST, HOPE MILLS, NC 28348-8344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 RIVERSIDE CIR, SPRING LAKE, NC 28390-9543

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 19, 2021
Property Address	1019 RIVERSIDE CIR, SPRING LAKE, NC 28390-9543
Document Number	0111890075
Book / Page	11189 / 75
Map Reference	MB 35 PG 61
Instrument Date	Jul 18, 2021
Instrument	33316
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1019 RIVERSIDE CIR, 1019, SPRING LAKE, NC 28390-9543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5407 OUTER BANKS ST, HOPE MILLS, NC 28348-8344

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 16, 2019
Property Address	1019 RIVERSIDE CIR, SPRING LAKE, NC 28390-9543
Document Number	0105430001
Book / Page	010543 / 000001
Instrument Date	Jul 5, 2019
Instrument	21603
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 RIVERSIDE CIR SPRING LAKE NC 283909543, SPRING LAKE, NC 28390-9543

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	1019 RIVERSIDE CIR, SPRING LAKE, NC 28390-9543
Document Number	0100610705
Book / Page	010061 / 000705
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8348 HIGHLAND GLEN DR CHARLOTTE NC 282696111, CHARLOTTE, NC 28269-6111

Mortgage

Document Number	0100610705
Date	Mar 28, 2017
Book Page	010061/000705
Instrument	9643

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1019 Riverside Cir was $1,481, up 79.7% from the year before.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,481.00 (+79.73%)
2025	$824.00 (+105.49%)	$136,078 (+43.26%) Land $15,000 Building $121,078	$136,078 (+43.26%) Land $15,000 Building $121,078
2024	$401.00 (-34.69%)	$94,987 (-) Land $7,000 Building $87,987	$94,987 (-) Land $7,000 Building $87,987
2023	$614.00	$94,987 Land $7,000 Building $87,987	$94,987 Land $7,000 Building $87,987
2019	$838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1019 Riverside Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Riverside Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAGG ESTATES WATER SYSTEM private · serves 360 people · EPA ID NC0326122
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Cir

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