Story County property record for 1020 Ridgewood Ave, Ames, IA 50010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,654 sqft · built 1930 |
| Lot Size | 0.114 acres (4,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jun 2020) |
| Tax Bill | $2,972 (2025) |
| Deeds & Mortgages | Feb 2020 Refinance Dec 2018 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03-202-170 |
| Primary APN | 09-03-202-170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Attic | Attic |
| Attic Area | 408 sqft |
| Basement Area | 378 sqft |
| Unfinished Basement | 297 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,975 sqft (0.114 acres) |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 231 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1020 RIDGEWOOD AVE |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-5828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | RIDGEWOOD ADD LOT:13 AMES |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 03 |
| Legal Subdivision | RIDGEWOOD ADD |
| Legal Lot Number | 13 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 900 |
Source: Story County records · APN 09-03-202-170
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 RIDGEWOOD AVE, AMES, IA 50010-5828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN PACIFIC MORTGAGE |
| Dec 10, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS 1ST CU |
| Nov 16, 2022 | Warranty Deed, Transfer |
| Jun 16, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG CORP |
| Oct 31, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on Record |
| Deed Sale | Jun 16, 2020 · Amount on Record |
| Prior Sale | Dec 04, 2013 · Amount on Record |
| Deed Document Number | 20206423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 1020 RIDGEWOOD AVE, AMES, IA 50010-5828 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202001665 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020-01665 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 1020 RIDGEWOOD AVE, AMES, IA 50010-5828 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201811108 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 2018-11108 |
| Name | MEMBERS 1ST CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 01, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Nov 16, 2022 |
| Property Address | 1020 RIDGEWOOD AVE, AMES, IA 50010-5828 |
| Document Number | 0202210902 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022-10902 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $205.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1606 S DUFF AVE STE 100, 100, AMES, IA 50010-8082 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jun 16, 2020 |
| Property Address | 1020 RIDGEWOOD AVE, AMES, IA 50010-5828 |
| Document Number | 0202006423 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 2020-06423 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1020 RIDGEWOOD AVE, AMES, IA 50010-5828 |
| Document Number | 0202006424 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020-06424 |
| Name | AMERICAN PACIFIC MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Oct 31, 2017 |
| Property Address | 1020 RIDGEWOOD AVE, AMES, IA 50010-5828 |
| Document Number | 201700011069 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 2017-00011069 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1020 RIDGEWOOD AVE, AMES, IA 50010-5828 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1020 RIDGEWOOD AVE, AMES, IA 50010-5828 |
Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,972.00 Homeowner's exemption | $215,800 (+0.33%) Land $32,300 Building $183,500 | $215,800 (+0.33%) Land $32,300 Building $183,500 |
| 2024 | $2,972.00 (-9.67%) | ||
| 2023 | $215,100 Land $51,100 Building $164,000 | $215,100 Land $51,100 Building $164,000 | |
| 2022 | $3,290.00 |
Source: FEMA National Flood Hazard Layer, Story County (19169C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191690009001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: ICS Advanced Technologies, Lumen Technologies.
Based on FCC filings for 565 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA8503039, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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