1024 Prairie View Dr, Richmond, KY 40475 Property Records

Madison County property record for 1024 Prairie View Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$428,000 (Apr 2026)
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Sep 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0071-0036-0011`

Property Details

APN / Parcel Number

Primary APN	`0071-0036-0011`
Alternative APNs	`118193` `47663`

Location & Zoning

Account Number	47663
Street Address	1024 PRAIRIE VIEW DR
City	RICHMOND
State	KY
Zip	40475-8437
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	PRAIRIE VIEW LOT 11 PH 2
Legal Subdivision	PRAIRIE VIEW AT TWIN LAKES PHASE II
Legal Phase	2
Legal Lot Number	11
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3010
Census Tract	10901

Owner

1024 Prairie View Dr is owned by an individual who bought it in April 2026.

Source: Madison County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1024 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS GUARANTY BANK
Sep 6, 2024	Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE FCU
Apr 15, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Apr 15, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
Apr 24, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
May 4, 2022	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Deed Document Number	202614339790
Deed Book / Page	881 / 312
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1024 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2172/194
Date	Jul 1, 2022
Book Page	M2172/194
Instrument	2014099246

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	RICHMOND, KY 40476

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 30, 2023

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1024 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2325/92
Date	Sep 6, 2024
Book Page	M2325/92
Instrument	2014220977

Lender

Name	MEMBERS HERITAGE FCU
Type	Credit Union
Address	LEXINGTON, KY 40511

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 5, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 15, 2026
Property Address	1024 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437
Document Number	0014339790
Book / Page	881 / 312
Instrument Date	Mar 27, 2026
Instrument	2026.14339790
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	LAND GROUP TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,228.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437
Investor	Possibly a Property Investor

Mortgage

Document Number	0014339790,
Date	Apr 15, 2026
Book Page	2459/677
Instrument	2026.14339790

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Apr 15, 2026
Property Address	1024 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437
Document Number	0014339791
Book / Page	2459 / 677
Instrument Date	Mar 27, 2026
Instrument	202614339791
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAND GROUP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0014339791,
Date	Apr 15, 2026
Book Page	2459/677
Instrument	202614339791

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 24, 2023
Property Address	1024 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437
Document Number	00D837/305
Book / Page	D837 / 305
Map Reference	CAB 30 PG 89
Instrument Date	Apr 12, 2023
Instrument	2014141501
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 AVAWAM DR, RICHMOND, KY 40475-9197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437

Mortgage

Document Number	2014141503
Date	Apr 24, 2023
Instrument	2014141503

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 4, 2022
Property Address	1024 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437
Document Number	00D822/607
Book / Page	D822 / 607
Map Reference	CAB 30 PG 89
Instrument Date	May 3, 2022
Instrument	2014090341
Transaction Type	Construction Loan
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 LONGWOOD LN, RICHMOND, KY 40475-8350
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1024 Prairie View Dr was $3,558.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,558.00	$377,400	$377,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1024 Prairie View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Prairie View Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Prairie View Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures