Madison County property record for 1012 Prairie View Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $395,000 (Aug 2025) |
| Tax Bill | $3,206 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Mar 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0071-0036-0005 |
| Primary APN | 0071-0036-0005 |
|---|---|
| Alternative APNs |
|
| Account Number | 67389 |
|---|---|
| Street Address | 1012 PRAIRIE VIEW DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8437 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | PRAIRIE VIEW LOT 5 PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10901 |
1012 Prairie View Dr is owned and occupied by an individual who bought it in August 2025.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2025 | Warranty Deed, Transfer GUARDIAN SAVINGS BANK |
| Mar 21, 2023 | Deed of Trust, Mortgage · Construction Mortgage 1ST TRUST BANK INC |
| Aug 28, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on File |
| Deed Sale | Aug 7, 2025 · Amount on File |
| Prior Sale | Aug 28, 2023 · Amount on File |
| Deed Document Number | 2014276993 |
| Deed Book / Page | D871 / 318 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 7, 2025 |
| Property Address | 1012 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437 |
| Document Number | 00D871/318 |
| Book / Page | D871 / 318 |
| Map Reference | CAB P30 SL 15 |
| Instrument Date | Aug 1, 2025 |
| Instrument | 2014276993 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2626 167TH AVE, DECORAH, IA 52101-7319 |
| Name | Verified Name |
|---|---|
| Address | 1012 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437 |
| Document Number | 2014276994 |
|---|---|
| Date | Aug 7, 2025 |
| Instrument | 2014276994 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1012 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2222/684 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | M2222/684 |
| Instrument | 2014137196 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 10, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 28, 2023 |
| Property Address | 1012 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437 |
| Document Number | 00D842/654 |
| Book / Page | D842 / 654 |
| Map Reference | CAB P30 SL 15 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 2014164044 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 2, 2024 |
| Title Company | IMAG TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $324.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1511, RICHMOND, KY 40476-1511 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1012 PRAIRIE VIEW DR, RICHMOND, KY 40475-8437 |
| Document Number | 2014164045 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2014164045 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 1012 Prairie View Dr was $3,206 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,206.00 Additional exemption filed | $340,000 | $340,000 |
| 2023 | $145.00 | $15,000 (-) | $15,000 (-) |
| 2022 | $145.00 | $15,000 | $15,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1012 Prairie View Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Prairie View Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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