1024 Picardy Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1024 Picardy Ln, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,099 sqft · built 1986
Lot Size0.316 acres (13,770 sqft)
Owner2 Individual Names on File
Tax Bill$4,382 (2025)
Flood ZoneZone X (minimal risk)
APNA850001632

Property Details

APN / Parcel Number

Primary APNA850001632
Alternative APN
  • 6-0020-5726-00-0272.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area3,099 sqft Living Area
Gross Area4,068 sqft
1st Floor Area1,776 sqft
Basement Area1,764 sqft
Finished Basement1,323 sqft
Unfinished Basement441 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,770 sqft (0.316 acres)
Lot Dimensions135 ft deep x 102 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area140 sqft
Deck AreaDeck Area
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA850001632
Street Address1024 PICARDY LN
CitySAINT CHARLES
StateMO
Zip63301-0641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLE CHATEAUX #2 LOT 272
Legal SubdivisionLE CHATEAUX #2
Legal Lot Number272
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2007
Census Tract310301

Owner

1024 Picardy Ln is owned and occupied by two individuals who acquired it in September 2013.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1024 PICARDY LN, SAINT CHARLES, MO 63301-0641
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2013
Deed SaleJun 19, 2013
Prior SaleDec 16, 2003 · Amount on File
Deed Document Number2013483680
Deed Book / Page6040 / 1781
Last Transfer DateSep 24, 2013
Transfer Doc0061010946
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1024 Picardy Ln was $4,382, up 3.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$70,076 (-)$368,821 (-) Building $368,821
2025$4,382.00 (+3.72%)$70,076$368,821 Building $368,821
2024$4,225.00
2023$65,966
2022$347,187 Building $347,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1024 Picardy Ln in Zone X, an area of minimal flood risk, though there have been 75 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims75 (1979–2015)
Claims Outside the SFHA1 of 75
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Flooding, Jun 2011 · 3 claims
  • Severe Storms And Flooding, Jul 2008 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Picardy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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