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1013 Picardy Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1013 Picardy Ln, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,512 sqft · built 1975
Lot Size0.403 acres (17,574 sqft)
OwnerIndividual Name on File
Last Sale$293,800 (Dec 2020)
Tax Bill$3,818 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN094452A000

Property Details

APN / Parcel Number

Primary APN094452A000
Alternative APN
  • 6-0020-4562-00-0066.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,512 sqft Living Area
Gross Area3,696 sqft
1st Floor Area1,408 sqft
Basement Area924 sqft
Finished Basement180 sqft
Unfinished Basement744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleBi-Level
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,574 sqft (0.403 acres)
Lot Dimensions174 ft deep x 101 ft wide
TerrainRolling
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area75 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number094452A000
Street Address1013 PICARDY LN
CitySAINT CHARLES
StateMO
Zip63301-0640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN & COUNTRY LOT 66
Legal SubdivisionTOWN & COUNTRY RESUB
Legal Lot Number66
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2001
Census Tract310301

Owner

Source: St. Charles County records · APN 094452A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1013 PICARDY LN, SAINT CHARLES, MO 63301-0640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 2020 · Amount on Record
Deed SaleDec 03, 2020 · Amount on Record
Prior SaleFeb 26, 2013 · Amount on Record
Deed Document Number202094391
Prior Transfer DateFeb 15, 2013
Prior Transfer Doc0059641348
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 03, 2020
Property Address1013 PICARDY LN, SAINT CHARLES, MO 63301-0640
Document Number0000094391
Instrument DateJul 31, 2020
Instrument94391
Transaction TypeTransfer
Record UpdatedMar 05, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 PICARDY LN ST CHARLES MO 633010640, ST CHARLES, MO 63301-0640

Mortgage

Document Number94392
DateDec 03, 2020
Instrument94392
Lender
NameFIRST CMNTY CU
AddressCHESTERFIELD, MO 63005
Agreement
AmountAmount Recorded
Term360 Months
DueDec 02, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,818.00 (-1.22%)$60,991 (+1.13%)$321,006 (+1.13%) Land $60,000 Building $261,006
2024$3,865.00
2023$60,308
2022$317,412 Land $60,000 Building $257,412

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims75 (1979–2015)
Claims Outside the SFHA1 of 75
Most Recent ClaimDec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm
  • Flooding, Jun 2011 · 3 claims
  • Severe Storms And Flooding, Jul 2008 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 25 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 7% of Missouri
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 250 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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