1024 Malachi Dr, Richmond, KY 40475 Property Records

Madison County property record for 1024 Malachi Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 2013
Lot Size	6.07 acres (264,409 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Jul 2021)
Tax Bill	$4,950 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0044-0001-0005-AA`

Property Details

APN / Parcel Number

Primary APN	`0044-0001-0005-AA`
Alternative APNs	`114517` `77617` `43802`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Unfinished Basement	1,624 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Lot Area	264,409 sqft (6.07 acres)
Garage Type	Attached
Garage Area	1,160 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	43802
Street Address	1024 MALACHI DR
City	RICHMOND
State	KY
Zip	40475-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10-A (3.135 AC) & (2.932 AC)
Legal Subdivision	RIVENDELL SUB
Legal Tract	10
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2007
Census Tract	10802

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1024 MALACHI DR, RICHMOND, KY 40475-8819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jul 8, 2021	Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 28, 2017	Intrafamily Transfer, Transfer
Mar 28, 2017	Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	20212014043973
Deed Book / Page	808 / 183
Last Transfer Date	Sep 1, 2023
Transfer Doc	0014165024
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Apr 16, 2026
Property Address	1024 MALACHI DR, RICHMOND, KY 40475-8819
Document Number	0014339991
Book / Page	2460 / 199
Instrument Date	Mar 18, 2026
Instrument	202614339991
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BLYTHE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 MALACHI DR, RICHMOND, KY 40475-8819

Mortgage

Document Number	0014339991,
Date	Apr 16, 2026
Book Page	2460/199
Instrument	202614339991

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2056

Interest

Rate	6.01%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1024 MALACHI DR, RICHMOND, KY 40475-8819
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2117/133
Date	Dec 10, 2021
Book Page	M2117/133
Instrument	2014068088

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 8, 2021
Property Address	1024 MALACHI DR, RICHMOND, KY 40475-8819
Document Number	00D808/183
Book / Page	D808 / 183
Map Reference	MB 42 PG 747
Instrument Date	Jul 6, 2021
Instrument	2014043973
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 NORTH LN, HARRODSBURG, KY 40330-1044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SOUTHLAND DR, RICHMOND, KY 40475-2413

Mortgage

Document Number	2014044186
Date	Jul 8, 2021
Instrument	2014044186

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Mar 28, 2017
Property Address	1024 MALACHI DR, RICHMOND, KY 40475-8819
Document Number	D00742/675
Book / Page	D00742 / 675
Map Reference	PL14 PG146
Instrument Date	Mar 27, 2017
Instrument	2013956371
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 MALACHI DR, RICHMOND, KY 40475-8819

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 28, 2017
Property Address	1024 MALACHI DR, RICHMOND, KY 40475-8819
Document Number	D00742/678
Book / Page	D00742 / 678
Map Reference	MB14 PG146
Instrument Date	Mar 27, 2017
Instrument	2013956372
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	FOUNDATION TITLE & ESCROW SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1731 HIGHWAY 1071, TYNER, KY 40486-8223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 MALACHI DR, RICHMOND, KY 40475-8819

Mortgage

Document Number	2013956373
Date	Mar 28, 2017
Instrument	2013956373

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Mortgage

Document Number	M01734/059
Date	Mar 28, 2017
Book Page	M01734/059
Instrument	2013956374

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 27, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,950.00 (-2.79%)	$525,000 (-)	$525,000 (-)
2023	$5,092.00	$525,000	$525,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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