1019 Malachi Dr, Richmond, KY 40475 Property Records

Madison County property record for 1019 Malachi Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,620 sqft
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$485,900 (Jul 2024)
Tax Bill	$4,582 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0044-0001-0004`

Property Details

APN / Parcel Number

Primary APN	`0044-0001-0004`
Alternative APNs	`127469` `90328` `62964`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,620 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62964
Street Address	1019 MALACHI DR
City	RICHMOND
State	KY
Zip	40475-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVENDELL LOT 4
Legal Subdivision	RIVENDELL
Legal Lot Number	4
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2007
Census Tract	10802

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1019 MALACHI DR, RICHMOND, KY 40475-8819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 5, 2024	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2024 · Amount on Record
Deed Sale	Jul 5, 2024 · Amount on Record
Prior Sale	Jul 21, 2011 · Amount on Record
Deed Document Number	2014211536
Deed Book / Page	D854 / 527
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1019 MALACHI DR, RICHMOND, KY 40475-8819
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2052/210
Date	May 12, 2021
Book Page	M2052/210
Instrument	2014036520

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1019 MALACHI DR, RICHMOND, KY 40475-8819
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 MALACHI DR, RICHMOND, KY 40475-8819

Mortgage

Document Number	0M2136/286
Date	Feb 23, 2022
Book Page	M2136/286
Instrument	2014078591

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2052

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 5, 2024
Property Address	1019 MALACHI DR, RICHMOND, KY 40475-8819
Document Number	00D854/527
Book / Page	D854 / 527
Map Reference	MB 14 PG 146
Instrument Date	Jun 28, 2024
Instrument	2014211536
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	TREY TITLE LLC, TRUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 E GRAHAM PL, BLOOMINGTON, IN 47401-4531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 MALACHI DR, RICHMOND, KY 40475-8819

Mortgage

Document Number	2014211537
Date	Jul 5, 2024
Instrument	2014211537

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,582.00 (+68.7%) Additional exemption filed	$485,900 (+73.54%)	$485,900 (+73.54%)
2023	$2,716.00	$280,000	$280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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