1024 Lakeview Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 1024 Lakeview Dr, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,078 sqft · built 2004
Lot Size	0.4 acres (17,392 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Jan 2017)
Tax Bill	$1,596 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A033A-3-468`

Property Details

APN / Parcel Number

Primary APN	`18A033A-3-468`
Alternative APN	`8001794`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,078 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,008 sqft
Basement Area	442 sqft
Finished Basement	442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,392 sqft (0.4 acres)
Terrain	Wooded
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8001794
Street Address	1024 LAKEVIEW DR
City	CROSS JUNCTION
State	VA
Zip	22625-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LAKE HOLIDAY EST. L468 P3 S.3A
Legal Subdivision	LAKE HOLIDAY
Legal Phase	3
Legal Lot Number	468
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	4
Census Block	4011
Census Tract	50300

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1024 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jan 4, 2017	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2017 · Amount on Record
Deed Sale	Jan 4, 2017 · Amount on Record
Prior Sale	Oct 12, 2004 · Amount on Record
Deed Document Number	201794
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1024 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014465
Date	Oct 15, 2020
Instrument	200014465

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jan 4, 2017
Property Address	1024 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521
Document Number	0000000094
Instrument Date	Dec 29, 2016
Instrument	94
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	OPTIMA TITLE SOLUTIONS AND ESCRO, OPTIMA TITLE SOLUTIONS & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 LAKEVIEW DR CROSS JUNCTION VA 226252521, CROSS JUNCTION, VA 22625-2521

Mortgage

Document Number	95
Date	Jan 4, 2017
Instrument	95

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETON, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,596.00 (+10.45%)	$301,100 Land $58,000 Building $243,100	$301,100 Land $58,000 Building $243,100
2025	$1,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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