Madison County property record for 1024 Heathcliff Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,610 sqft |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $228,000 (Jun 2021) |
| Tax Bill | $2,150 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0008-0056 |
| Primary APN | 0056-0008-0056 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,610 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 70185 |
|---|---|
| Street Address | 1024 HEATHCLIFF DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARGYLL WOODS LOT 56 |
| Legal Subdivision | ARGYL |
| Legal Lot Number | 56 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10903 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 605 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed, Transfer · Commercial Mortgage BANK OF LEXINGTON INC |
| Nov 2, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WHITAKER BANK INC |
| Apr 27, 2017 | Survivorship Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on Record |
| Deed Sale | Jun 21, 2021 · Amount on Record |
| Prior Sale | Apr 27, 2017 · Amount on Record |
| Deed Document Number | 20212014041858 |
| Deed Book / Page | 807 / 203 |
| Prior Transfer Date | Oct 19, 2020 |
| Prior Transfer Doc | D00796/370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 21, 2021 |
| Property Address | 1024 HEATHCLIFF DR, RICHMOND, KY 40475-2660 |
| Document Number | D807/203 |
| Book / Page | D807 / 203 |
| Map Reference | CAB 15 SL 182 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2014041858 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 FOREST TRAIL DR, 330, BEREA, KY 40403-9690 |
| Name | Verified Name |
|---|---|
| Address | 605 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Document Number | 2014041859 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2014041859 |
| Name | BANK OF LEXINGTON INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 15, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 2, 2020 |
| Property Address | 1024 HEATHCLIFF DR, RICHMOND, KY 40475-2660 |
| Document Number | D00796/370 |
| Book / Page | D00796 / 370 |
| Map Reference | MB 15 PG 270 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2014023272 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1671 HWY 196, 1671, BEREA, KY 40403 |
| Name | Verified Name |
|---|---|
| Address | 1024 HEATHERCLIFF DRIVE, RICHMOND, KY 40475-2660 |
| Document Number | 2014023273 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2014023273 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 27, 2017 |
| Property Address | 1024 HEATHCLIFF DR, RICHMOND, KY 40475-2660 |
| Document Number | D00743/792 |
| Book / Page | D00743 / 792 |
| Map Reference | MB15 PG182 |
| Instrument Date | Apr 26, 2016 |
| Instrument | 2013957812 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $153.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 RUTH DR, 225, RICHMOND, KY 40475-9344 |
| Name | Verified Name |
|---|---|
| Address | 1671 HIGHWAY 1060, BEREA, KY 40403 |
| Investor | Possibly a Property Investor |
| Document Number | 2013957813 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2013957813 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,150.00 (-2.76%) | $228,000 (-) | $228,000 (-) |
| 2023 | $2,211.00 (-0.32%) | $228,000 (-) | $228,000 (-) |
| 2022 | $2,218.00 | $228,000 | $228,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1990–2013) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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